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Baby steps to mortgage freedom for beanielou.
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Glad you had a good night
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thanks. ☺️jwil said:Glad you had a good nightI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Glad the procedure as been successful and your planning a trip to see ds. Hope the transport gets sorted and you manage to find somewhere to stay.
😂😂I blame you for leading me astray this afternoon 😂😂 I was out with a friend and had already had a glass or two of wine when my friend realised cocktails were 2 for 1. I wasn’t going to bother then spotted Kir Royale was in the offer….so I had to try one as I know you at partial 😂😂 think I’m hooked 🍹 I did stop at 1 ….I should sleep well tonight 👍January spends - £587.584 -
Hope you can sort out going to see DS 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
But I’m an angel 😇 😂😂milann said:Glad the procedure as been successful and your planning a trip to see ds. Hope the transport gets sorted and you manage to find somewhere to stay.
😂😂I blame you for leading me astray this afternoon 😂😂 I was out with a friend and had already had a glass or two of wine when my friend realised cocktails were 2 for 1. I wasn’t going to bother then spotted Kir Royale was in the offer….so I had to try one as I know you at partial 😂😂 think I’m hooked 🍹 I did stop at 1 ….I should sleep well tonight 👍I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks ☺️Jessy103 said:Hope you can sort out going to see DS 🙂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Glad you had a good night out. I like the sound of courgette cake.
Just catching up so read about the end of a friendship. Always difficult but sometimes necessaryIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
😂😂😂😂 ‘angelic’ Beanie, hope you’ve had a good day and plans for visiting ds are progressing 🤞
January spends - £587.583 -
Ground to a halt for now.milann said:😂😂😂😂 ‘angelic’ Beanie, hope you’ve had a good day and plans for visiting ds are progressing 🤞I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I’m sorry to hear that.beanielou said:
Ground to a halt for now.milann said:😂😂😂😂 ‘angelic’ Beanie, hope you’ve had a good day and plans for visiting ds are progressing 🤞One thought I had about how to facilitate this trip. Could you and your mum share a long distance taxi to your son’s house, the kind of one that does airport runs etc.? Between you it might be affordable?KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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