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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I’m tired and out of sorts. Niggling money worries at the back of my mind. A long term friendship has come to an end. There are three of us who meet regularly. However two of us have noticed that we are never asked how we are. The person talks non stop about things and people who we have no idea what or who they are. So enough. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry about the friendship but it's best to cut off if it's not giving you anything!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • badmemory
    badmemory Posts: 9,662 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It always helps to know that it isn't just you that is feeling the friendship is only one way. 
    I have a friend who is the exact opposite which sometimes annoys me.  I'll say something along the lines of I had a cold a couple of weeks ago but I'm absolutely fine now.  She then goes on to ask if I have had any blood tests recently (or similar).  I feel like screaming no but then feel bad because she has already told me all the tests she has had to have in the last couple of weeks. 
    I wonder sometimes if she just doesn't believe me because I am almost 20 years older than she is & she can't believe I can be reasonably fit whilst she is definitely not.
  • Newstartforme
    Newstartforme Posts: 139 Forumite
    100 Posts Name Dropper
    Sorry to hear you are out if sorts Beanie , not easy ending a friendship but sometimes enough is enough . Are the money worried temporary ? Or due to work on house , generally the cost of living is so hard x
  • skint_spice
    skint_spice Posts: 13,420 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am taking a step back from a friendship too Beanie, fed up with it being in their terms and after two cancellations in a row I said I was too busy to meet up on Saturday. Just can’t be bothered, she isn’t a bad person just a bit self absorbed. 
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you still got your lodger?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jwil said:
    Sorry about the friendship but it's best to cut off if it's not giving you anything!
    Absolutely this. If this year has taught me anything it’s that life is too short. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    badmemory said:
    It always helps to know that it isn't just you that is feeling the friendship is only one way. 
    I have a friend who is the exact opposite which sometimes annoys me.  I'll say something along the lines of I had a cold a couple of weeks ago but I'm absolutely fine now.  She then goes on to ask if I have had any blood tests recently (or similar).  I feel like screaming no but then feel bad because she has already told me all the tests she has had to have in the last couple of weeks. 
    I wonder sometimes if she just doesn't believe me because I am almost 20 years older than she is & she can't believe I can be reasonably fit whilst she is definitely not.
    That must be just as bad. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am taking a step back from a friendship too Beanie, fed up with it being in their terms and after two cancellations in a row I said I was too busy to meet up on Saturday. Just can’t be bothered, she isn’t a bad person just a bit self absorbed. 
    Yes. I get that. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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