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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    I’m sorry this was so very distressing for you, but I’m not fully understanding why it was if he was just reinstating what was there before? Or was it about having that specific person that close to your house / on your property? 

    Sending hugs though x

    KK
    He had already built the wall just on the boundary. Therefore there was no need to have anything reinstated. So now there’s this right next to the wall. 
    I was also cheesed off by him coming into my drive and doing something that was not needed again without my permission. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,092 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Surely he can’t come on to your property to do work without permission. He’s doing this deliberately to harass you, what a nasty piece of work he is 🤬 Definitely start keeping a log of these things. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Surely he can’t come on to your property to do work without permission. He’s doing this deliberately to harass you, what a nasty piece of work he is 🤬 Definitely start keeping a log of these things. 
    I agree…..
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Newstartforme
    Newstartforme Posts: 140 Forumite
    100 Posts Name Dropper
    What an absolutely horrible thing to do , do you have anyone that would speak to him on your behalf ? Feel so angry for you . Sounds like he knows his last dirty trick didn't have any effect so this is his next attempt to upset you xx
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What an absolutely horrible thing to do , do you have anyone that would speak to him on your behalf ? Feel so angry for you . Sounds like he knows his last dirty trick didn't have any effect so this is his next attempt to upset you xx
    Therein lies the problem. My dad is no longer here. My DS lives far away. My friend who would have spoken to him now lives with dementia. 
    I have never felt so alone as I did yesterday x 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sending hugs and virtual raspberry gin 🍹
    Your neighbour sounds a real bully. Would it be worth you getting a doobell or some sort of camera just so he knows he’s being recorded and giving you reassurance. I’m so mad on your behalf. 😡
    January spends - £587.58
  • doingitanyway
    doingitanyway Posts: 10,007 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    That is really horrible. As I said before, definitely a bully. 
    Very sorry this happening to you.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Firstly YAY to the driving license!! I am so pleased that stress has gone.

    Secondly ..the neighbour.. It is awful when you have neighbours you don't get on with. I have one in the new house now, for us it is constant yapping at all hours of the day from 7(!!!) dogs she has & looks after. Big hugs to you xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • in_need_of_direction
    in_need_of_direction Posts: 7,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i know that you were avoiding officialdom complaints for fear of aggravating the situation.  however, given that it's obviously continuing, i would reconsider.  i know it's easy to say but you know there's only one thing to do with bullies.

    Take care
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I just don’t know what to do. I still can’t believe that he came into my drive again & did work without my permission even though I expressed asked him to stop. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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