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Baby steps to mortgage freedom for beanielou.
Comments
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jwil said:Hope you aren't too bruised after your fall, and glad your friend is home. Mr M must have been a funny sight!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
In most excellent news I have just got my driving license back! No covering letter, just the standard form from the DVLA.All that worry & stress. It’s bittersweet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
oh hurrah ...celebrating with you. So pleased.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I nearly asked this morning but then didn’t, as I didn’t want to remind you in case you might possibly, have forgotten about it for five minutes …
So pleased for you (and unsurprised! 😊).I am sending ‘stuff yourself up your jumper!’ vibes over next door’s fence!!KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Yay good news but as you say, bittersweet after all the attached stress.2
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Great news about your friend and the driving license 🥳
My mum’s cat used to follow her to the local shops. The times she had to turn back and take him home 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Great about your licence and great about your friend coming home tooIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Excellent news re the licence & I suspect we are all thinking "up yours" to the neighbour. Well maybe it is only me but I am not as nice as most on here. If he has a car don't forget to regularly check that his tax is up to date. Nothing to say that karma can't be given a boost.4
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Great news on driving license. And I am picturing you and mr m walking along the road together 💗Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
badmemory said:If he has a car don't forget to regularly check that his tax is up to date. Nothing to say that karma can't be given a boost.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254
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