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Baby steps to mortgage freedom for beanielou.
Comments
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Thank you xxCrazyBee787 said:I hope you feel okay after your fall and I am glad you feel more relaxed about the extra income coming inXXI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Feel free to ignore my rant.
The new Ardrossan to Brodick on Arran is finally in service.
Years late & millions over budget. All good & its looks good. Certainly bigger than the old Clansman! Or Isle of Arran!
Except~~ the new ferry is too big for Ardrossan harbour/port.
You could not make it up.
So it's Troon to Brodick. Which takes longer & there will be less ferries.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
You really couldn’t make that up. Is that also the one that emits more CO2 than its predecessor?
Glad the extra income is helping you to relax and I hope you’re not too bruised from your fall.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Love this ♥️beanielou said:I am absolutely amazed at how relaxed I feel about having this extra income even though it’s only for a few months. Priceless.
I hope you're not too bruised after your fall 🫂MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Sorry to hear about the fall but wonderful to hear about the peace of mind the extra income is giving you.As for the ferry 😞 Why isn’t anything fit for purpose these days!I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Is that the ferry they showed on tv yesterday and when it had some sort of promotional sail a while back they’d painted windows and had something made of plywood to make it look as if it was finished but it wasn’t 😳😳
Hope your new lodger settles in well and it works for you both.
Stay warm and stay safe 👍
January spends - £587.584 -
That's the very one but to be fair the new one is much bigger so its not a fair comparison.themadvix said:You really couldn’t make that up. Is that also the one that emits more CO2 than its predecessor?
Glad the extra income is helping you to relax and I hope you’re not too bruised from your fall.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Thank you. 🤩debtfreewannabe321 said:
Love this ♥️beanielou said:I am absolutely amazed at how relaxed I feel about having this extra income even though it’s only for a few months. Priceless.
I hope you're not too bruised after your fall 🫂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Yes. That’s the one. That was a few years ago.milann said:Is that the ferry they showed on tv yesterday and when it had some sort of promotional sail a while back they’d painted windows and had something made of plywood to make it look as if it was finished but it wasn’t 😳😳
Hope your new lodger settles in well and it works for you both.
Stay warm and stay safe 👍I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Ah, fair enough. Although that does require it to be full and actually fit in the port!beanielou said:
That's the very one but to be fair the new one is much bigger so it’s not a fair comparison.themadvix said:You really couldn’t make that up. Is that also the one that emits more CO2 than its predecessor?
Glad the extra income is helping you to relax and I hope you’re not too bruised from your fall.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3
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