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Baby steps to mortgage freedom for beanielou.
Comments
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Checking in to see if you are feeling better - hope so!Stay in and keep warmDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
I am so scunnered with this & still feeling off.
Have written some cards. I am not sending many this year.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
More hugs x
Do you need to have a further chat with the GP or 111? This doesn’t sound quite right to me for a kidney infection.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It was a UTI. Then at the same time a bug from hell & also I think a reaction to new meds.KajiKita said:More hugs x
Do you need to have a further chat with the GP or 111? This doesn’t sound quite right to me for a kidney infection.KK
The gift that keeps on giving!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Ugh … what a combination!! 🙄😢 Sympathies.beanielou said:
It was a UTI. Then at the same time a bug from hell & also I think a reaction to new meds.KajiKita said:More hugs x
Do you need to have a further chat with the GP or 111? This doesn’t sound quite right to me for a kidney infection.KK
The gift that keeps on giving!Has the reaction to the new meds settled now?I hope you have been getting lots of cat cuddles at this time …? 😊❤️KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have stopped one of the new meds for the moment. It was just too much to deal with along with everything else.KajiKita said:
Ugh … what a combination!! 🙄😢 Sympathies.beanielou said:
It was a UTI. Then at the same time a bug from hell & also I think a reaction to new meds.KajiKita said:More hugs x
Do you need to have a further chat with the GP or 111? This doesn’t sound quite right to me for a kidney infection.KK
The gift that keeps on giving!Has the reaction to the new meds settled now?I hope you have been getting lots of cat cuddles at this time …? 😊❤️KKLots of cuddles though 🤗🐱🤗🐱I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Glad the cats are providing support 😜Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Good shout.beanielou said:
I have stopped one of the new meds for the moment. It was just too much to deal with along with everything else.KajiKita said:
Ugh … what a combination!! 🙄😢 Sympathies.beanielou said:
It was a UTI. Then at the same time a bug from hell & also I think a reaction to new meds.KajiKita said:More hugs x
Do you need to have a further chat with the GP or 111? This doesn’t sound quite right to me for a kidney infection.KK
The gift that keeps on giving!Has the reaction to the new meds settled now?I hope you have been getting lots of cat cuddles at this time …? 😊❤️KKLots of cuddles though 🤗🐱🤗🐱
Glad 🐈 🐈 are being supportive ❤️
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Sounds like you’re having a rubbish time Beanie. Gentle hugs 👍
Ive not even thought about Christmas cards yet this year 😱🎄January spends - £587.584 -
Today’s nonsense.Car went for MOT. Oil not changed as it was too soon! No. I don’t understand why either.I got a bill for over £1100 from the council when I was unwell towards care costs. While I don’t dispute the money is due I can’t get to the bottom of why the council has not sent the bill earlier. I had a going round in circles with someone earlier. I am awaiting a call back tomorrow.I obviously won’t be paying the bill at the moment.This being a grown up is not the best.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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