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Baby steps to mortgage freedom for beanielou.
Comments
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Bit you plug in first ie thing in house & then the bell?savingholmes said:Sorry it is a struggle. It took me a while too. You need the codes on the box and to do it in the right order.It’s the bell I am having problems with. Sigh.Thanks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hope you get the bell thingy set up.
Sorry you’ve had more rubbish falls (I’m just catching up with your diary) and hope you’re not quite as sore now.
Mmmmmm….to birthday ice cream 🍦🎂January spends - £587.583 -
Many happies and many returnsEnjoy ice creamRB xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc3 -
Thank you both.milann said:RosaBernicia said:Many happies and many returnsEnjoy ice creamRB xxHope you get the bell thingy set up.
Sorry you’ve had more rubbish falls (I’m just catching up with your diary) and hope you’re not quite as sore now.
Mmmmmm….to birthday ice cream 🍦🎂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I have had a bug from hell which I originally thought was a reaction to the antibiotics. I have not felt so ill in years. Hopefully through the worst of it now.Can’t believe it’s September already. The nights are drawing in so quickly and it’s just about dark already sadly. It’s going to be a long winter I thinkI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Oh no I hope you're over the bug very soon. Nothing worse than feeling sick.
We've thought about putting the fire on twice already this week it's been so cold in the evening!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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It’s getting flipping dark at 5.30am in the mornings now too! 😳🙄 I will be using my torch 🔦 from tomorrow to move around the house first thing (I get up quite a bit earlier than Mr KK so have to creep around).Not cold though, absolutely sweaty here in spite of a thunder storm and epic rain earlier… 🤷♀️
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Sadly my fire no longer works.debtfreewannabe321 said:Oh no I hope you're over the bug very soon. Nothing worse than feeling sick.
We've thought about putting the fire on twice already this week it's been so cold in the evening!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I hope you feel much better very soon BeanieX3
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Sorry you've been unwell. Hope you are on the mend now. The nights (and mornings!) seem to be drawing in very quickly now."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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