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Baby steps to mortgage freedom for beanielou.

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bobalot wrote: »
    Hi Beanie, it's BOB aka Boredofbeingathome. Had to get a new account as can't log into my old one :/ Just wanted to say keep on plodding and hope all comes right for you. The system stinks at times. Waves to Z and other cronies. :)
    Bob! :j:j:j
    beanielou wrote: »
    Great to see you. :wave:
    Sorry diary is a wee bit fraught at present.
    Hope all well with you. :).
    This assessment thing :(

    Waiting to see if/how they reject you also means that whatever you present during any appeal is geared specifically to their attempt to disbar you, rather than them being able to dismiss it by pretending it doesn't answer their specific point.

    Good luck, beanie :kisses3:
    2023: the year I get to buy a car
  • bobalot
    bobalot Posts: 4 Newbie
    And you all Beanie.:j It's my spiritual home so to speak. Had to change email addresses and laptop-well long story short-no way of resetting my password. Usually pretty good on these things as well. ::mad:
  • bobalot
    bobalot Posts: 4 Newbie
    Waves back:A:hello: OOh the emoji thing has changed a bit-Going to have to get used to that.
  • bobalot
    bobalot Posts: 4 Newbie
    Think I have lost the ability to quote on here....back to drawing board!
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    bobalot wrote: »
    Think I have lost the ability to quote on here....back to drawing board!

    I think you can only quote after you have posted 10 messages :(
    Must use my stash up!
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I hope your day was okay?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    more love and hugs, hoping today is a day for living xxxxx
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you doing it anyway & bubbles.
    Yesterday was indeed a day for living.
    Did a stint at the local FB & then later on had an Indian & some rose with DS & GF & the lodger to celebrate someone birthday.

    Am trying very hard at present to keep on top on all the wee jobs that seem to constantly need doing. Hard going to be honest but needs to be done.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The little stuff really adds up, doesn't it :( I'm glad you also had a "day of living" - a birthday celebration is a lovely thing :)
    2023: the year I get to buy a car
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Keep plodding Lou :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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