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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 96,923 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Cheery_Daff said:
    Big hugs beanie, that sounds like it was a really tough day xxx
    Thank you. xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,923 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    skint_spice said:
    Have a great evening with your friends 💜
    savingholmes said:
    Hope today is better 
    Thank you  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,629 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    KajiKita said:
    beanielou said:
    KajiKita said:
    Funerals can be dire like that. Been to a few myself … it’s why I tried so hard to include something about every aspect of FiL’s life / everyone he knew, so they all felt ‘seen’. 

    And yes, that happening on top of my aunt, uncle and cat’s deaths in the last year means I am holding those I treasure in far more love and honour than before. 

    Sending hugs x
    THank you. x
    It was like they spoke of a man I diden't know due to prior family conflict.  In my opinion it should not have been referred to.  In fact to be honest my friend & I were shocked, horrified & saddened by it..
    Ah … the revenge of the weak and petty. 
    I’m glad you had your friend to share genuine and true memories of him. 

    KK
    I am so so glad you said this.
    It keeps repeating in my head.  The revenge of the weak & petty.  xx
    Glad I could help. It can be very powerful to describe and fully capture unkind and hurtful behaviour towards us. It means our ‘soul hurt’ feels heard. 

    Hope today there is sunshine for you 🌞

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2025, as @ 11th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 96,923 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    KajiKita said:
    beanielou said:
    KajiKita said:
    Funerals can be dire like that. Been to a few myself … it’s why I tried so hard to include something about every aspect of FiL’s life / everyone he knew, so they all felt ‘seen’. 

    And yes, that happening on top of my aunt, uncle and cat’s deaths in the last year means I am holding those I treasure in far more love and honour than before. 

    Sending hugs x
    THank you. x
    It was like they spoke of a man I diden't know due to prior family conflict.  In my opinion it should not have been referred to.  In fact to be honest my friend & I were shocked, horrified & saddened by it..
    Ah … the revenge of the weak and petty. 
    I’m glad you had your friend to share genuine and true memories of him. 

    KK
    I am so so glad you said this.
    It keeps repeating in my head.  The revenge of the weak & petty.  xx
    Glad I could help. It can be very powerful to describe and fully capture unkind and hurtful behaviour towards us. It means our ‘soul hurt’ feels heard. 

    Hope today there is sunshine for you 🌞

    KK
    Thank you. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad you had a nice time with friends :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,923 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jwil said:
    I'm glad you had a nice time with friends :)
    Thank you. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Chrystal
    Chrystal Posts: 2,009 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Oh Lou I hope the falls weren't too bad, although the shock of falling is bad enough.  Hope you have antibiotics for the water infection.... that on its own is going to make you feel like cr @p Time to give yourself some extra special care and pamper yourself in any way you can.  (((hugs))) XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • jwil
    jwil Posts: 22,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear that, hope you are ok and the infection clears quickly.  xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • skint_spice
    skint_spice Posts: 13,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope tomorrow is a better day for you x
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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