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Baby steps to mortgage freedom for beanielou.
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Out for lunch today. Was great to catch up with my friend 🤩🫶🌻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
I’m glad you enjoyed your lunch.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Thanks skinty. At the place you went to,
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sorry to hear about the untimely loss of your gardener - it must have been a shock. The guy who does our (very) small garden (and lots of neighbours too) lost his wife last week. We were wondering why he didn’t turn up and it was a shock when we saw him on Monday when he told us. She had been a bit of a recluse for the last few years (more of a mental health issue, rather than a physical issue) but it was such a shock to hear of her unexpected heart attack. He was heartbroken, poor man. She wasn’t that old either.
Good luck with your floor quote. I would like to have laminated flooring, but my partner was vey much against it (I wasn’t too fussed either way) so we had a new carpet when we had our extension. I don’t mind though, as it looks good. Reminds me, there is a local guy who has a large industrial carpet cleaning machine and did a marvellous job for us a couple of years ago, so must get him in again. He was so much better than the other carpet cleaners we’ve had in the past. I think it’s the industrial machine he uses as it seems to be so much better than the others we’ve used. He parks his van on drives/streets and it’s so effective. He did my mum’s former ground floor flat, but couldn’t do the flats on the third floor as he couldn’t reach, much to my mum’s friend’s disappointment!
Glad you enjoyed your lunch.6 -
Thanks for popping inFreetodoasIlike said:Sorry to hear about the untimely loss of your gardener - it must have been a shock. The guy who does our (very) small garden (and lots of neighbours too) lost his wife last week. We were wondering why he didn’t turn up and it was a shock when we saw him on Monday when he told us. She had been a bit of a recluse for the last few years (more of a mental health issue, rather than a physical issue) but it was such a shock to hear of her unexpected heart attack. He was heartbroken, poor man. She wasn’t that old either.
Good luck with your floor quote. I would like to have laminated flooring, but my partner was vey much against it (I wasn’t too fussed either way) so we had a new carpet when we had our extension. I don’t mind though, as it looks good. Reminds me, there is a local guy who has a large industrial carpet cleaning machine and did a marvellous job for us a couple of years ago, so must get him in again. He was so much better than the other carpet cleaners we’ve had in the past. I think it’s the industrial machine he uses as it seems to be so much better than the others we’ve used. He parks his van on drives/streets and it’s so effective. He did my mum’s former ground floor flat, but couldn’t do the flats on the third floor as he couldn’t reach, much to my mum’s friend’s disappointment!
Glad you enjoyed your lunch.
Luckily I only have myself to worry about so I am going with what I want. It's the same laminate as was laid in the sitting room just before COVID. It has proved to be amazing & very cat friendly.
The guy who did my capet recently has a big machine which worked well.
Lunch was good. Always good to catch up with good friends.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
A lunch like that is always restorative I find 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Glad you had a nice lunch with friends."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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It really was.KajiKita said:A lunch like that is always restorative I find 😊
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
It was really nice.jwil said:Glad you had a nice lunch with friends.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Love the tablecloth, Beanie. Lunch out sounds like it has been a very good plan.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243
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