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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear you're still so sore beanie. ☹️. I hope things improve for you by tomorrow. 
    Good news on your new cleaner - this sounds like an excellent way forward. 
    Your idea on the file for DS has prompted me to think of doing  same at my end.... such an important thing to have in place but often never carried out.....
    Thank you. 

    Absolutely. This has been a long time coming but it a great weight of my mind. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,274 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is something I need to do too. All the regular savers are in my name. 

    Good news about the new cleaner, I hope this will ease things for you. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    This is something I need to do too. All the regular savers are in my name. 

    Good news about the new cleaner, I hope this will ease things for you. 
    Thanks. I hope so too. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about the cleaner.  Hope the pain levels ease a little soon.

    I've been meaning to do a file as well.  DH wouldn't have a clue if something happened to me.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,131 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 8 May 2024 at 7:58AM
    Hope the pain levels are better today. Glad to hear you have a cleaner and other help. I think a lot of people will be off to start a file after reading this myself included . I fell on holiday by the pool on a wet floor, luckily no bruising or anything but I feel like I have whiplash so i definitely have a lot of sympathy for you Beanie . 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jwil said:
    Good news about the cleaner.  Hope the pain levels ease a little soon.

    I've been meaning to do a file as well.  DH wouldn't have a clue if something happened to me.
    Thanks. ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the pain levels are better today. Glad to hear you have a cleaner and other help. I think a lot of people will be off to start a file after reading this myself included . I fell on holiday by the pool on a wet floor, luckily no bruising or anything but I feel like I have whiplash so i definitely have a lot of sympathy for you Beanie . 
    Oh no. Sorry to hear about your fall. Hope you’re ok. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,556 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s a hard file to do, so well done for doing it. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Cheery_Daff
    Cheery_Daff Posts: 17,419 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gentle hugs Beanie xx

    And well done for finishing that file. I've started one but not finished it - I will follow your good example and get it done xx
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