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Baby steps to mortgage freedom for beanielou.
Comments
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In other news I signed up to a site to review books. However as I am none to bright I cannot work out how to get it onto my kindle.In better news I did manage with many many mutterings to get an app onto my mothers android phone. Oh dear.We are not blessed with technical know how in our family.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Daft cat only eats Felix😱Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £83/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
Shocking about the cat food.
Glad the snow has gone and you got a new appointment sorted.
The printer situation sounds irritating.
Hope you get a better night's kip tonight.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/254 -
My old boy would only eat Felix and lived to be 21 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Mr N was 20 😿Sun_Addict said:My old boy would only eat Felix and lived to be 21 🙂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I'm a fruitphone person and both my folks are androids (not literally). They are in their 70's and 80's so not the most tec savvy people and they think I know everything about technology 🙈 I do not. I'm always trying to help them with something on those phones but it's a real struggle when I just can't work the darn things and neither can they. Many mutterings is quite a mild way of putting it. Trouble is, when I manage to fix whatever it is they then go singing my praises and thinking I'm wonderful. I am not.beanielou said:In other news I signed up to a site to review books. However as I am none to bright I cannot work out how to get it onto my kindle.In better news I did manage with many many mutterings to get an app onto my mothers android phone. Oh dear.We are not blessed with technical know how in our family.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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So so this.girlatplay said:
I'm a fruitphone person and both my folks are androids (not literally). They are in their 70's and 80's so not the most tec savvy people and they think I know everything about technology 🙈 I do not. I'm always trying to help them with something on those phones but it's a real struggle when I just can't work the darn things and neither can they. Many mutterings is quite a mild way of putting it. Trouble is, when I manage to fix whatever it is they then go singing my praises and thinking I'm wonderful. I am not.beanielou said:In other news I signed up to a site to review books. However as I am none to bright I cannot work out how to get it onto my kindle.In better news I did manage with many many mutterings to get an app onto my mothers android phone. Oh dear.We are not blessed with technical know how in our family.I loathe android phones & can’t work them.My mum will be away telling all her cronies oh beanie did this. Blah blah. Oft.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
And there’s me preferring Android phones! 😂😂
I goggled the felix stomach tumour thing last night as La Belle will only eat that. Looks like it might have been debunked?
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
That’s great. Thanks.KajiKita said:And there’s me preferring Android phones! 😂😂
I goggled the felix stomach tumour thing last night as La Belle will only eat that. Looks like it might have been debunked?
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
It looks like the story is: Felix changed the recipe a few years ago. Inevitably, some cats with more sensitive stomachs didn't get along with the change, and started vomiting/being ill. They got better when their diet was changed to something that suited them a bit better.KajiKita said:And there’s me preferring Android phones! 😂😂
I goggled the felix stomach tumour thing last night as La Belle will only eat that. Looks like it might have been debunked?
KK
And then there was a facebook group so the rumours escalated.
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20255
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