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Baby steps to mortgage freedom for beanielou.
Comments
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I am really boring and just have one handbag in use at a time, for pretty much everything. The more glam handbags I have (me? Glam? 😂😂😂😂😂) I keep in the bottom drawer of one of my chests of drawers in my bedroom along with various travel things (adapters, small toiletry bottles, flight socks etc.)
My day to day handbag sits in the lounge under the coffee table next to me with the shoulder strap tucked away so I don’t trip over it. It’s to hand but out of the way, iyswim.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
My next dilemma is that of the pans!When I got the new fridge freezer a couple of years ago I lost a lot of the worktop space I had because of where it is positioned to make it work for me.The pans sit on top of the cooker & irritate me.I just seem to have a mental block of where to put them.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I only have one handbag that gets used until it dies. Not really one for dropping about.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Lou How often do you use your oven? if not very often put the pans you use least in the oven.If you go down to the woods today you better not go alone.4
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My in use handbags are on the coat hooks in the kitchen, some more glam ones are upstairs in a chest in the spare room, got to use one at wedding a few months back and admire it’s gorgeousness💗
Pans I have a couple of deep drawers in the kitchen otherwise they would be in the oven as I never use it (cook everything in air fryer).Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
You are a total genius.Grumpelstiltskin said:Lou How often do you use your oven? if not very often put the pans you use least in the oven.Have only used oven once since I got the ninja.My brain does not always compute things.Thanks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I need to clear out my big drawer.skint_spice said:My in use handbags are on the coat hooks in the kitchen, some more glam ones are upstairs in a chest in the spare room, got to use one at wedding a few months back and admire it’s gorgeousness💗
Pans I have a couple of deep drawers in the kitchen otherwise they would be in the oven as I never use it (cook everything in air fryer).Lucky you having gorgeous bags.I have neither gorgeous bags or shoes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I have one deep drawer in my kitchen that I think is designed for saucepans. Woe betide Mr KK if he puts them in there incorrectly! 😉
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I rarely wear anything glamorous on my feet and when I do I moan a lot😂beanielou said:
I need to clear out my big drawer.skint_spice said:My in use handbags are on the coat hooks in the kitchen, some more glam ones are upstairs in a chest in the spare room, got to use one at wedding a few months back and admire it’s gorgeousness💗
Pans I have a couple of deep drawers in the kitchen otherwise they would be in the oven as I never use it (cook everything in air fryer).Lucky you having gorgeous bags.I have neither gorgeous bags or shoes.Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
I keep my pans and baking trays in the oven as I haven’t used it for over 3 years since I discovered Ninjas.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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