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Baby steps to mortgage freedom for beanielou.
Comments
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Hugs if you need them (((❤️❤️)))
Debt Busting Again in 2026
Starting Debt 03.05.26 £5345. Total 01.10.26 £2994
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344
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Big hugs Beanie, hope you're going to start a shiny new diary for the new year! 😊3
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So sorry things haven’t been great. Sending hugs3
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Hope everything's ok xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Sending more hugs (can people drown in hugs …? 🤔😉) and looking forward to a link to your new diary 😊
KK xAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Hope you are okay. A lurker who looks forward to your posts. Take care
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Hope you are ok Beanie, if you need to take a break fair enough but don’t underestimate how much you will be missed xMortgage OP 2026 £1940/2000Mortgage balance: £29,366
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £53 -
'nother hug from here Beanie xx
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc4 -
Right.
The situation is thus.
I have revamped my home improvement loan.
I have icreased the amount borrowed & the term.
This is to help out a family member.
They will not be paying it back.
AS I reminded them I ve no other debt & no mortgage.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]8 -
You’re too good Beanie. I really hope this is appreciated xI get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪6
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