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Baby steps to mortgage freedom for beanielou.

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  • Sun_Addict
    Sun_Addict Posts: 26,398
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    Hope everything is ok? Sending hugs in case you need them. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • skint_spice
    skint_spice Posts: 13,817
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    Hope you are ok Beanie x
    Mortgage OP 2026 £1940/2000
    Mortgage balance: £29,366

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £5



  • jwil
    jwil Posts: 24,054
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Hope you had a nice day yesterday :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hope hope you had a nice Christmas and your aches and pains have improved xx
    2026 Decluttering 9958⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • milann
    milann Posts: 11,879
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    Hope things sorted themselves….
    Im hoping you’re not up to your ears in snow, wind or floods. There seems to be everything around atm. A few miles from here…..I was in the town in October a mile or so from ds was hit by some sort of hurricane overnight. 😳 it looks horrendous 😳
    Look after yourself and rest. 

    January spends - £587.58
  • beanielou
    beanielou Posts: 101,662
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Time to bring this diary to a close I think. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • milann
    milann Posts: 11,879
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    Hope you’re opening a new one 👍
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 29,235
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    beanielou said:
    Time to bring this diary to a close I think. 
    Hi Beanie 

    Sorry your Christmas didn't go to plan. Thinking of you and sending hugs. Even if you want to set up a new thread - do that rather than disappearing.  
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Sun_Addict
    Sun_Addict Posts: 26,398
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    Hope you’re ok xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
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