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Baby steps to mortgage freedom for beanielou.
Comments
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Yes Beanie just stop, life is too short and you don’t need to spend time in a place that is draining your precious energy if you aren’t enjoying it.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £205 -
I agree, if it's not for you, then stop."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Agree with the others, you’ve tried it and it’s not for you.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
I’m sorry to hear you don’t enjoy working at the CS. It’s your free time you’re giving up so no point carrying on if it’s not right for you.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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I love the whole "refilling the cup" thing. Definitely, beanie, don't do it.KajiKita said:
Then stop … 😊beanielou said:Whispers. I am really not enjoying the charity shop.
You give a lot to many people in many ways. If the CS is not ‘refilling your cup’ it’s not the right thing for you.KK x2023: the year I get to buy a car5 -
I’m also regretting volunteering to help at the local Christmas lights switch on. I offered to help run the tombola stall but it’s proving to be more hassle than I anticipated.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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You give so much to so many Beanie, you don’t need to do the charity shop. Pack it in now before. Winter sets in and you’re having to go out in all weathers.
Sorry to hear you’ve had another fall though.I’m pleased the physio is writing to your GP…..not sure what he can do but the physios weight behind you might spur them into something for you.
Loving that you’ve got a new laptop 👏👏January spends - £587.586 -
If the stuff that you’re not enjoying around the charity shop might be possible to fix so you DO enjoy it - then perhaps think about how you might be able to make changes. If it’s not “fixable” though, there is definitely no shame in stepping away.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
I will continue to ponder re the shop.Today the central heating & boiler has been serviced & a new filling loop fitted.I have paid that as he is a sole trader & the electrician for the light fitted outside as I got the bill, the window cleaner has been & has been paid. Got them to do the conservatory windows which I don’t always get done.Now I am skint but pleased with things achieved.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.8 -
My window cleaner has been too. I like to get the inside done if I’m in but just recently I haven’t been around in a Monday when he arrives.
Pleased the central heating has been sorted.January spends - £587.583
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