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Baby steps to mortgage freedom for beanielou.
Comments
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Thanks peb
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
People can be (*************) fill in anything you feel is appropriate. I didn't think it could have been DS but was beginning to worry. Don't you just love asterisks, they can mean so much.
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Absolutely love astericksbadmemory said:People can be (*************) fill in anything you feel is appropriate. I didn't think it could have been DS but was beginning to worry. Don't you just love asterisks, they can mean so much. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
That's some very appropriate asterisks from badmemory
I'm also glad it isn't DS - but its still true, you need to prioritise yourself.
Hugs.2023: the year I get to buy a car4 -
Thank you.Karmacat said:That's some very appropriate asterisks from badmemory
I'm also glad it isn't DS - but its still true, you need to prioritise yourself.
Hugs.
Read a good thing today~~ 'Do no harm' but take no s h i t'
My new motto!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
In the greatest honour of my ma's return from sunny France & the picking up of her cat.
I have the HEATING on in September!!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I never turn mine off the thermostat. If I am cold in December I am cold in August. If I have to take it from savings then I do. If they mess up the world so much that it is going to keep getting hotter then I won't need the savings later to pay for energy. I am not going to sit huddled in a mass freezing so that some rich man can get even richer. I have however turned the thermostat down as far as I can stand, but not moving is not an option.
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Quite rightbadmemory said:I never turn mine off the thermostat. If I am cold in December I am cold in August. If I have to take it from savings then I do. If they mess up the world so much that it is going to keep getting hotter then I won't need the savings later to pay for energy. I am not going to sit huddled in a mass freezing so that some rich man can get even richer. I have however turned the thermostat down as far as I can stand, but not moving is not an option.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I have to say that today it is the humidity that is torturing me. My movements yesterday & today were nowhere near as fluid as they were earlier in the week & the only difference has been the humidity. When I first came out of hospital my DS used to walk backwards downstairs in front of me just in case. This morning I almost asked him to do that but my bloody minded brain kicked in before I did. He was not a happy bunny when he found out how much I had struggled. I don't know how the poor beggar got any sleep those first 3 weeks as he was there with every creak of the floorboards.
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Ours is on thermostat too, but I was a bit shocked when it came on yesterday!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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