We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Baby steps to mortgage freedom for beanielou.
Comments
-
Happy weekend. Hope the sun shines in your part of the world todayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Hope you are feeling better Beanie.Re animal hair, I use the hoover pet attachment with blanket spread over a sofa, but it never gets everything so lint roller is usual too. Then I clear the washing machine filter and wipe the glass front so what came off the last load doesn't get spread over the next one!Grooming gloves are great, even my very ticklish dog who hates brushes doesn't mind the glove. And they were cheap in B&M so no need to look for pet shop version.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc4 -
Thanks everyone.
No TD here.
LOvely day yesterday & today weather wise.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Glad you've had a good day, beanie, it really is beautiful all over the country, I think.2023: the year I get to buy a car4
-
Karmacat said:Glad you've had a good day, beanie, it really is beautiful all over the country, I think.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Don’t go using all your nice weather quota…..I need is nice for the end of June 🤞😂January spends - £587.583
-
So the lady who does my bits & pieces has had to give up.
Think I will really struggle to get someone else as this has to go through the books & if people already work then it's taxed. Otherwise people want cash in hand .
Scunnered.
Also does anyone know about a company called Brookdale receiving refunds from HMRC?
My maw got this weird letter from HMRC saying a refund would be sent to Brookdale which we both think is a wee bit odd.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
So the lady who does my bits & pieces has had to give up.
Think I will really struggle to get someone else as this has to go through the books & if people already work then it's taxed. Otherwise people want cash in hand .
Scunnered.
Also does anyone know about a company called Brookdale receiving refunds from HMRC?
My maw got this weird letter from HMRC saying a refund would be sent to Brookdale which we both think is a wee bit odd.I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Sun_Addict said:So the lady who does my bits & pieces has had to give up.
Think I will really struggle to get someone else as this has to go through the books & if people already work then it's taxed. Otherwise people want cash in hand .
Scunnered.
Also does anyone know about a company called Brookdale receiving refunds from HMRC?
My maw got this weird letter from HMRC saying a refund would be sent to Brookdale which we both think is a wee bit odd.
Very very weird.
The amount of details in the letter from HMRC are quite scary though.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
beanielou said:Sun_Addict said:So the lady who does my bits & pieces has had to give up.
Think I will really struggle to get someone else as this has to go through the books & if people already work then it's taxed. Otherwise people want cash in hand .
Scunnered.
Also does anyone know about a company called Brookdale receiving refunds from HMRC?
My maw got this weird letter from HMRC saying a refund would be sent to Brookdale which we both think is a wee bit odd.
Very very weird.
The amount of details in the letter from HMRC are quite scary though.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards