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Baby steps to mortgage freedom for beanielou.
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Great minds SH I was just about to suggest that.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
SAdly not.savingholmes said:Have you got any photos of the hall while painted blue so you can try and match it?
I'm another that's been on the forum since 2008. You have all been lifesavers... in so many ways... not just over money.
Though I do have pictures of when it was sponged!!
To think that used to be a thing!
Oh dear.Oh dear.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I remember sponging Beanie😂Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
...and rag rolling! Dear oh dear! It is 14 years registered here, but I know I lurked for ages firstSave £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2135.07/£3000 or 71.17% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
Ooh, it's my 14th anniversary on 25th Feb! These forums are amazing, so much more than just about money (though I've learnt so much about that too), and I've made some good friends on here as well.
great news about the vintage cardie too
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
There were no banannas in Sainsburys.
Everything is just so blooming expensive it's getting scary.
I am so glad I just don't have a mortgage now & that DS is not here much as I miss him.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Couldn’t get tomatoes or cucumber near here today……crazy times.January spends - £587.585
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Beanie In my Sains. last Sunday there was a big pile of bunches of bananas all reduced from 71p a bunch to 19p a bunch, they were nowhere near over ripe, so I got 2.If you go down to the woods today you better not go alone.5
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Very little salad stuff at all here, no tomatoes, cucumbers, peppers. I agree everything is still going up a lot."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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When MrEH and I moved into the first flat we lived in "officially" together, the front room had been sponged by its former residents - a sort of bright cerise pink over white. Clearly it was their first attempt - and they started in the middle of a wall...by the time they reached all the way round and back where they started, they had at least begun to get the hang of it, but it did make the join rather noticeable! The first weekend we were in there involved wallpapering over the lot!beanielou said:
SAdly not.savingholmes said:Have you got any photos of the hall while painted blue so you can try and match it?
I'm another that's been on the forum since 2008. You have all been lifesavers... in so many ways... not just over money.
Though I do have pictures of when it was sponged!!
To think that used to be a thing!
Oh dear.Oh dear.
I'm not planning anything that involved salad stuff for the next few weeks . I will see if there are frozen peppers when I shop at the weekend though, and will buy a couple of bags if there are.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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