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Baby steps to mortgage freedom for beanielou.
Comments
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Feeling yuk.
So tired and so stressed
Money does not make you happy but ......
Sending lots of love and hugs,
Agree with money and also the sun would help, January is such a blue month in more ways than one.As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away1 -
Hey Beanie, sorry I haven't been around much lately but hopefully once I'm. Done with uni and studying I will hopefully have more time ...1
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Sorry to hear you are having a yuk day. I hope things start to look up soon
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Hope things are feeling a bit cheerier now!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Just mentally & physically exhausted I think.
Also think I am getting too obsessed with this bleeping mortgage.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Just mentally & physically exhausted I think.
:grouphug:Also think I am getting too obsessed with this bleeping mortgage.
Balance. Have balance in all things.
Sometimes you need to focus on you, and if you're exhausted right now, then that time is right now."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'1 -
Dear Beanielou.
What sometimes works for me, is saying I am giving my brain the weekend off from thinking about my financial security. Mental exhaustion is as deliberating as physical. ( and bed you feel physically tired as well! )
Now in the old days I would go on a retail therapy jolly :eek::eek::o. I am not suggesting that! :rotfl:
Feet up, good book, DVD, yummy cake , cheeky vino... what ever floats your boat, and savour the moment, as if you were on holiday.
Then on Monday, you can ponder again and actually reflect, how well you are doing. Because you are! You are just too tired to see it.
love and hugsAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away1 -
I wrote something but it must not have posted
Basically I was saying I agree with Z but can now add and bubblesmum
Take care of u honey xxxx1 -
:grouphug:
Balance. Have balance in all things.
Sometimes you need to focus on you, and if you're exhausted right now, then that time is right now.
The man talks sense and you know it
Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB1 -
Beanie I'm sorry to read you're not feeling great Take a day off, forget about the mortgage and do something for you. Hope you're firing on all cylinders again soon xx I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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