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Baby steps to mortgage freedom for beanielou.
Comments
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I’m sorry to hear you’ve been treated in such a way at the fb. It’s their loss as you were so committed. It’s not worth giving yourself extra stress though. You know when the time to walk away is right….and it’s that time. Can you still meet with your buddy ?Oooopppppssss no cheese macaroni cheese is a first 😂😂😂 That shows you’re stressed Mrs…..definitely time to look after yourself 👍January spends - £587.586
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No wonder the mac cheese was so bleugh @milann
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Sorry about the FB news. Hopefully you can rest and recover and then in the new year explore other ways to help. You are a huge support to people on here and make a difference to people's lives here as well as just by being you in every day life.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Oh Beanie I'm sorry to hear you felt it was time to step away from the FB - but it sounds like you do feel strongly that it was the right thing for you, and, honestly, others "not being happy with you falling" need to stop and wonder how happy YOU are with it. Ludicrous. I agree with SH that you might find others areas you can volunteer in as it seems a shame that your skills should go to waste. Until then, rest, reset, and be thankful not to have to put up with inconsiderate folk around you in that environment any more perhaps.
Macaroni cheese without cheese though - oh dear! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
So sorry to read that news Beanie but it's probably for the best for you. Take care. xMortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)6 -
Sorry to hear about the FB, but good for you. Some of the others sound completely insensitive and unreasonable, and I'm sure there are many places that would be very grateful for your support if you choose to."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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Thank you all so much.
Means so much.
Today has not been the best day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Sorry to read the news you feel you need to step away from the food bank. The falling comments are just so unhelpful and hurtful. I am sure you will be much missed. Hope you can find something that will be better for you to devote your time and skills too.6
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Thanksmaggiem said:Sorry to read the news you feel you need to step away from the food bank. The falling comments are just so unhelpful and hurtful. I am sure you will be much missed. Hope you can find something that will be better for you to devote your time and skills too.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Another here sad to hear you're leaving the food bank after so long and all that you have given to it. It seems very strange to me that those people who have made it hard for you there are actually working in charitable positions! Perhaps they need to take a long hard look at themselves, but then those types never do.You should feel so proud of yourself though and you will be sorely missed by those there who are nicer people. 💕
About the Mac and cheese - when I first was married many moons ago I decided to make a bread and butter pudding. The smell from the oven from the spices as it was cooking was heavenly. Unfortunately when I took it out it was sloppy and hadn't set as I had forgotten to put the eggs in!🤣Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6
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