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Baby steps to mortgage freedom for beanielou.
Comments
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3 falls today.
Not hurt hurt but feeling shoggled & sick.
So blooming scunneredI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
So sorry to hear about the falls
Glad you are not physically hurt, but hope you feel better emotionally soon xx
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Oh no ☹️ Glad you’re not badly hurt but a shock to the system nevertheless. Take care xxI get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Really sorry to read about the falls beanie. Not sure if the worry about struggling to find somewhere with onsite parking for your jab is affecting your concentration or the falls would have happened anyway. but having something on your mind can affect your concentration and you have both the worry over PIP on your mind though as I've said before there are backlogs and a decision should arrive in time, My youngest had delays to her PIP and ESA SG claims but already in reciept of both they didn't stop either payment and eventually both award letters arrived. needing your jab but not being offered anywhere to suit your needs is another thing on your mindI I can uderstand how a backlog built up with DWP as they were trying to deal with many more new claims due to the pandemic but the problem accessing somewhere with online parking to have your jab should not happen and is not following the disability act and excludes those who can't park elsewhere and make their way to the centre, pharmacy or any other destination.pollyxIt is better to light a single candle than to curse the darkness.
There but for fortune go you and I.3 -
I mean I fell going in to the physio's & she was there!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
In other news two of my favourite people on TV tonight.
Martin & Ian Rankin.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I missed both Martin and Ian Rankin had no idea they were on tv. The 2nd to last Rebus book is with youngest now with a final one to arrive when it's available.I've been watching the weekly repeats again of Rebus. Ken Stott not John Hannah who wasn't anything like the Rebus in the books. I know every word of each episode over the years. Recently it was the one about Trevor Jack and after Rebus had spent the time throughout that episode pretending to be his friend and believing him innocent I watched Trevor Jack drive away after they'd met in a cafe for a chat.I watched Rebus pull out his phone knowing exactly what he was about to say. Type of car, registration number , driver Trevor Jack intercept and detain .pollyxIt is better to light a single candle than to curse the darkness.
There but for fortune go you and I.4 -
Sorry about the falls. It must be so frustrating and debilitating for you.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
savingholmes said:Sorry about the falls. It must be so frustrating and debilitating for you.
It really is
Another 'hard' fall today & watch did it's job which is good.
Scunnered.So scunnered.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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