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Baby steps to mortgage freedom for beanielou.
Comments
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Just had my first buttered toast of autumn.
Blooming good
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.6 -
Nothing better than the smell of toast toasting……mmmmm…..I want some now. You’re a bad influence Beanie 😂January spends - £587.584
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Memilann said:Nothing better than the smell of toast toasting……mmmmm…..I want some now. You’re a bad influence Beanie 😂
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
Yes Beanie - you 😂😂😂😂January spends - £587.585
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It is such a bummer cos I have a vision of me on comfortable chair sitting next to the radiator with a hot water bottle obviously after I have heated the water with some candles from Ikea that I bought in the 90s (I knew they would be useful eventually)beanielou said:Thanks Lucille.Decision made. No chair.
But the reality is it will be covered with clothes and I will put the guinea pig food on it.Nevertheless she persisted.4 -
Vision against reality is a bumble bee.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
Delighted to hear that Liz Truss "has our back".
Called the Scots "those people".
Bah,bah,bah.
On that note I am off to bed.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.6 -
☹ you didn't *listen* to her, did you? I can't ... I can manage to read about her, but I can' cope with hearing her directly - between the rage and the despair, it does me in.beanielou said:Delighted to hear that Liz Truss "has our back".
Called the Scots "those people".
Bah,bah,bah.
On that note I am off to bed.2023: the year I get to buy a car5 -
I have a chair in the bedroom - a "dining chair" style one. It can sometimes be a dumping ground, but also gives me somewhere to put my clothes for the next day/hang clothes that I want to air a bit before either wearing again or popping back in the wardrobe, and occasionally put clothes that have come in dry and still need putting away but "I'm not doing that at this time of night"! I originally planned it as somewhere to sit putting shoes on etc when we got the new bed to avoid sitting on the edge of the mattress, but as the shoes generally live next to the bed, I'll leave you to guess how that plan has gone...
Psst - toast is an all year round thing, it's good for the soul!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Heard her on the news.Karmacat said:
☹ you didn't *listen* to her, did you? I can't ... I can manage to read about her, but I can' cope with hearing her directly - between the rage and the despair, it does me in.beanielou said:Delighted to hear that Liz Truss "has our back".
Called the Scots "those people".
Bah,bah,bah.
On that note I am off to bed.
Breathe!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4
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