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Baby steps to mortgage freedom for beanielou.
Comments
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I used to love Per Una when it first came out. They always used to do lovely tops with matching necklaces. Their jeans were good too. Not the same now sadly.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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I loved their bits & bobs.Sun_Addict said:I used to love Per Una when it first came out. They always used to do lovely tops with matching necklaces. Their jeans were good too. Not the same now sadly.
As you say sadly not now
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Have watched part of 'Marriage'.
Very bizarre.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
I was thinking of watching that (further down the line - no TV licence now). I watched a trailer and I wasn't sure about it.beanielou said:Have watched part of 'Marriage'.
Very bizarre.
Hope you're starting to feel better.Mortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
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I watched all of Marriage can’t say I enjoyed it much and unsure why I stuck it out…Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
Boiler fund £2085/30004 -
i am also unsure of why I am watching part 4!!skint_spice said:I watched all of Marriage can’t say I enjoyed it much and unsure why I stuck it out…I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
Thanks @girlatplay
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4 -
We gave up after part 1 of Marraige…..a very strange programme. I might revisit it without Dh - his chunnerings about it being rubbish didn’t improve the watching 🙄😂
I’ve had my dressing gown years too from Next factory shop. Mil gave me cash to buy my own present……no idea how long I’ve had it but a lot of years 😀January spends - £587.586 -
Another here who found Marriage very strange and gave up after episode 1. Just found all the characters a bit dreary to be honest, and I'm not a big fan of Sean Bean at the best of times - I never quite understood the hype there! Also no dressing gown at all here although I'm thinking it ight be time to invest in a new one ahead of the winter...
Just catching up on your diary Beanie - sorry to hear you've been feeling so grim - hopefully the new anti-b's are now doing the trick and you're getting over it. I have to confess I'm genuinely starting to wonder if there are some new strains of C-19 doing the rounds that the older LFT's don't pick up on. There seems to be a LOT of folk with very covid-like symptoms but negative tests...
On the energy thing, remember that the "average" or "typical" figure might well be a red herring - work out what YOU use in a year and then do your sums from that - a single person living in a small property might well use far less than the typical household - or indeed have a totally different make-up of fuel used - we're approaching twice the average for electricity, but a fraction (literally a fraction - around about 1/45th!) of the average for gas, so the "typical" figures would be a nonsense for us. I understand why the media use them, but it can be terribly misleading for the majority of people!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
Hope you’re doing ok and feeling a bit better 🤞January spends - £587.583
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