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Baby steps to mortgage freedom for beanielou.
Comments
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Sake! It never rains but it pours for you 😢
I bank with Bank of Scotland but the app is the same as Halifax. I agree with SA, so easy!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Sorry to hear of your banking woes. The ring sounds lovely
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Rubbish about the falls and banking agro. I use Halifax on line (I won’t have any banking app on my phone as it scares me in case I loose it) and it’s a really easy website with sensible security procedures I can actually remember……👍
January spends - £587.584 -
So so tired today.
Have slept for most of the day.
Had my flu jab yesterday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hi Beanie! Good to hear you had your flu jab - I've not heard anything yet - I'll check on the GP website next week. And heavens, your car fiasco got sorted! Very good news, and I love the idea of the silver ring, hand made locally, thats really gorgeous.2023: the year I get to buy a car4
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The wee ring is so lovelyKarmacat said:Hi Beanie! Good to hear you had your flu jab - I've not heard anything yet - I'll check on the GP website next week. And heavens, your car fiasco got sorted! Very good news, and I love the idea of the silver ring, hand made locally, thats really gorgeous.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Glad you've had your flu jab. Hope you are less tired today!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Hope you’re feeling better after your rest. I’ve got my flu jab this week, need to check if it’s Tuesday or Wednesday.
The ring sounds lovely. Glad you got something for yourself. It’s so easy to let birthday gifts go into the household pot.January spends - £587.583 -
Absolutly. Which is why I asked for a voucher.milann said:Hope you’re feeling better after your rest. I’ve got my flu jab this week, need to check if it’s Tuesday or Wednesday.
The ring sounds lovely. Glad you got something for yourself. It’s so easy to let birthday gifts go into the household pot.
My birthday money bought a smoke alarm!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
I can’t remember the last time I had money for my birthday, probably when my mum was still alive 21 years ago. I buy my own present from Mr SA, bottle of wine from DS and bottle of gin from DD.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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