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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 101,535
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    jwil said:
    That sounds like a real nightmare.  Can you not go back to the insurance company and ask them to get an opinion from an independent garage?  I wouldn't trust a garage who'd bodged a repair to give an honest account!  Can the current garage give you an opinion in writing that you can share with the insurance co?
    That is the next step if they decline the repairs.
    I think it is clear from the web cam & the MOT fail certificate
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • beanielou
    beanielou Posts: 101,535
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    I'm so sorry to hear about the car saga beanie - what a pain. ☹️

    I love My Funny Valentine - it's from the musical Pal Joey. Kim Novak performed it in the old 50s film singing it to Frank Sinatra, but it was actually dubbed by a singer called Tracey Erwin. Have a look as the excerpt is on YouTube  - lovely rendition. 
    Thanks.  It is.

    It's a fab wee song  :smiley:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • girlatplay
    girlatplay Posts: 3,884
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite
    I hope your car nonsense gets sorted out quickly.  It's ridiculous!
    Mortgage at 12/07/2022 = £175,000
    Mortgage at 31/03/2026 = £154,976.87
    300 256 payments to go.
    House buyout fund £26517.34/£36,000
  • Can’t you just go to the motability scheme as while your car is off the road, you are essentially being denied benefits to which you are legally entitled.
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • beanielou
    beanielou Posts: 101,535
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Can’t you just go to the motability scheme as while your car is off the road, you are essentially being denied benefits to which you are legally entitled.
    Not as simple as that sadly.
    It was they who forced me to go back to the insurance company. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • milann
    milann Posts: 11,871
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite
    😡😡😡😡 makes me so mad that you are without a car again…..bet they don’t give you mobility cash instead to cover taxi costs😡😡
    January spends - £587.58
  • jwil
    jwil Posts: 24,014
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    It's absolutely disgusting.  I really hope it gets sorted soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Forumite
    Fingers crossed it’s resolved soon beanie xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • lucielle
    lucielle Posts: 12,086
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Sorry to hear of your car troubles and sore tooth.  Hope you get things sorted
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 101,535
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Thanks everyone.
    Just tired of it all TBH.
    Got yet another way too big hire car.
    I know I sound like a moaning minnie but honestly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
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