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Baby steps to mortgage freedom for beanielou.
Comments
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Did your present arrive? :ABe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Slowly~~Yes it did.
As I was away for the weekend on a buddhist course I have only just opened it.
A massive massive thank you .
I love the monster & i loved all the other things that you put in.
You are such a star~~thank you xx
Had a great time on course.
Went on Friday night & just back.
Took wheelchair & it made life easier :j :j
Had some presecco & cake outside last night.
Was lovely to catch up with my buddhist chums.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Keep it up Beanie
You're doing really well and yes even the little bits add up easily over the long term, so never be discouraged (or disheartened) about meeting £15 of your £150 max - most people make £0 so you're blowing them (and the bank) out of the water!
it's a marathon, not a sprint
MvMBaby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else
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Your course sounds wonderful, beanie, I hadn't realised it was buddhist - perfect
And talking of pressies ... thank you! I've been a bit muddled with my post
:o:o
:kisses3:Save2023: the year I get to buy a car1 -
You are more than welcomeSlowly~~Yes it did.
As I was away for the weekend on a buddhist course I have only just opened it.
A massive massive thank you .
I love the monster & i loved all the other things that you put in.
You are such a star~~thank you xx Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
1 -
I am so very lucky to have such lovely MSE friends.
You are all such treasures & you all make my life so much richer.
Thank you one & all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
:kisses3: Right backatcha
:bdaycake: though you may not want cake after your lovely weekend
Have some herb tea instead :coffee:
:A2023: the year I get to buy a car1 -
So going back to my awesome buddhist weekend.
So the one strong message for me was that it is ok to be me.
Just me. How very empowering that was.
& how lucky I am to have such lovely chanting friends
In money news I will be down in to the 19's by the end of the week.
At last!!
In 4 years barring any mishaps I will be mortgage free.
I hope it will be quicker than that but do not want to put myself under too much pressure.
There is only me doing this after all & I have to look after both my physical & mental health.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
4 years is great Beanie!!! I can't wait to be in that position.
And yes, it's ok to be you! I learnt this one a long time ago (after a rather spiteful divorce). I realised that by actually being me I was allowed to expect the things I wanted from life, to happen. And they are, all in their own good time. "Start every day off with a smile and get it over with" - W. C. Field.1 -
Money and time very well spent on that weekend given the learning you took away from it. Well done.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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