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Baby steps to mortgage freedom for beanielou.
Comments
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Hello Lucille.lucielle said:Sorry to hear your news, I haven't been around for a while. I feel like I need to wrap you all in bubble wrap. Ouch to the crown.
LGood to see you.Hope all well with you & yours 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I forgot about the dental repair kits, good idea to try one. My DS moved out when he was 22 to share a house with friends, it felt really weird. Given up all hope of DD ever moving out though 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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I do hope you've felt brighter as the day has gone on beanie.Don't give up hope with DD SA!😀
Mr N looks lovely in your photo beanie. 😽Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
Thanks Seasidegal.Seasidegal58 said:I do hope you've felt brighter as the day has gone on beanie.Don't give up hope with DD SA!😀
Mr N looks lovely in your photo beanie. 😽
I have felt on an even keel for most of the day which is great.
This mood being all over the place is so tiring!
Mr N is not quite so lovely now sadly~~a bit bedraggled!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Good to hear you're brighter. 😀
We'll let Mr N off for looking bedraggled as he must be 140 in our years bless him. 🙀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
About 96 in our years I think!Seasidegal58 said:Good to hear you're brighter. 😀
We'll let Mr N off for looking bedraggled as he must be 140 in our years bless him. 🙀
Thank you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Ouch to the extra money for the conservatory.....would it be worth getting a different quote or are you happy with what is being done?I need to get a builder in about my kitchen and next door never came up with the plans he promised. I want it doing but am a bit wary getting it started in case there’s problems with materials.....and I don’t fancy the mess......
im pleased to hear ds house is still going through. Is it close by?January spends - £587.584 -
You will certainly figure out all the money for all the things.
Hope the cats are doing ok? XX
Big love XXXNevertheless she persisted.5 -
There will be plenty of time to help your DS and his GF in due course - you only have a few months left on your mortgage so saving a bit more then will help - there are bound to be unforeseen or even planned projects you can help with in due course. Your personal health and wellbeing must take priority, even if you still think of everyone else before you.
Lots of people with dodgy dental needs and if ever there was a time for a bit of DIY maintenance, this is it:- My Mum was talking about a very wobbly tooth last night - I suggested she superglue it into her dental device as an interim rather than having a gap, if it comes out.
- Husband's colleague used to use the 3D printer at school to make teeth to glue into his mouth and also used mouldable plastic for fillings (using superglue which sets quickly - he was terrified of dentists
- Husband has had an infected tooth for about two years with intermittent pain - six months ago we went to a new dentist (as our old one is retiring and was 50 miles away, because I still worked there and his (now deceased) Mum lived there) - they did not say remove it (which the new dentist at the old practice had advised) so he said nothing. It has really flared up in lockdown and he has just completed a course of antibiotics. There is a lesson in there but I am not saying. He knows.
- After a white filling, my tooth was too long and the first night a bit came away. I took a metal nail-file to it to take the sharp edge off and the dentist complimented me on my work when I confessed. Hopefully yours will take a tolerant approach if you intervene in the meantime
Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Not getting a new quote.milann said:Ouch to the extra money for the conservatory.....would it be worth getting a different quote or are you happy with what is being done?I need to get a builder in about my kitchen and next door never came up with the plans he promised. I want it doing but am a bit wary getting it started in case there’s problems with materials.....and I don’t fancy the mess......
im pleased to hear ds house is still going through. Is it close by?
This joiner has done stuff for me for years and would not rip me off.
B's flat will be about 20 miles away I think. Apartment even!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
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