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Baby steps to mortgage freedom for beanielou.
Comments
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Ah right, I suppose it's just the mince pies and Christmas cake that's different then.
Lovely that you also give gifts to children. xx1 -
Shortbread,chocolates & oatcakes too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sorry for your losses Beanie and Tuna
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It's lovely that everyone is thinking about food banks at this time of year. We have one at school for families in poverty and they can discreetly pick up a bag of food from the school to take home.
I hope you have a good weekend Beanie.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
We (at work) put in selection boxes for the children in the food bank donations. Any little treats that we all take for granted that make it feel more Christmassy. Appalling that in this day and age anyone has to use food banks There for the grace of God go a lot of us ... I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Sun_Addict wrote: »We (at work) put in selection boxes for the children in the food bank donations. Any little treats that we all take for granted that make it feel more Christmassy. Appalling that in this day and age anyone has to use food banks There for the grace of God go a lot of us ...
Indeed I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Tuna that is horrendous and a heartbreaking story.
Beanie thanks for the info re the foodbanks hampers.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection1 -
Morning Beanie
Just stopping by to say hope you have a lovely Sunday. xx 1 -
Happy Sunday.
I have found one of my gin treats is your famous Edinburgh gins. It is violet gin (not in colour) and there is also a Christmas Edinburgh gin flavoured with frankincense and myrrh!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Lucky you:). Enjoy.doingitanyway wrote: »Happy Sunday.
I have found one of my gin treats is your famous Edinburgh gins. It is violet gin (not in colour) and there is also a Christmas Edinburgh gin flavoured with frankincense and myrrh!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
You’ve given lots of folk inspiration of things to send to food banks Beanie :T
Hope you’ve had a good weekend and are feeling a little more chipper.
Have you managed to get out on your scooter or has it been too cold?January spends - £587.581
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