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Baby steps to mortgage freedom for beanielou.
Comments
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I really felt for all those children. They were hungry, cold, aware of things no child should even be thinking about, dealing with the effects of adults with mental health issues and on top of that going to school. What a life
xx
Going to school may be the best thing for some children. Infants anyway as they get a free lunch and the staff are really caring at my school. They don't just teach the children maths and english they also teach them social skills, boundaries and how to cope with their feelings. They also get attention and affection from staff that they may lack at home. Until I worked in a school I had no idea how much the staff did for the children.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Sadly in my work I see some very hard up families and I wish we could do more for them. Our local food bank had to ask for urgent donations because of the demand it is under.
My employers encourage staff to donate , we have a big green bin that is filled up and taken there .
We make sandwiches in the six week holidays so children can get some lunch when they aren't at school to help out families . It is unbelievable in this day and age .
I hope your stress is less today Beanie .Life is an adventure, never stop exploring.1 -
HairyHandofDartmoor wrote: »Going to school may be the best thing for some children. Infants anyway as they get a free lunch and the staff are really caring at my school. They don't just teach the children maths and english they also teach them social skills, boundaries and how to cope with their feelings. They also get attention and affection from staff that they may lack at home. Until I worked in a school I had no idea how much the staff did for the children.
I agree HHD. But the girl sitting her GCSE's who was having to revise on her bed in a room where her family were living and eating - it was a bedsit - broke my heart. And it's obvious from what they were saying that even at school they sit worrying about what's happening back at home. But yes, at least they are warm, fed and with their friends. xx1 -
Funeral was today.
Is all.
Make sure those you love know how much you do love them.
Is all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I agree HHD. But the girl sitting her GCSE's who was having to revise on her bed in a room where her family were living and eating - it was a bedsit - broke my heart. And it's obvious from what they were saying that even at school they sit worrying about what's happening back at home. But yes, at least they are warm, fed and with their friends. xx
Yes I know some children are anxious about what happens at home and this can cause them to act out at school. It's very sad that such poverty exists. We have a few children at school with broken shoes and clothes that aren't warm enough and I do feel sorry for them. But they do seem to like being at school at least. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Funeral was today.
Is all.
Make sure those you love know how much you do love them.
Is all.
Sorry Beanie. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Funeral was today.
Is all.
Make sure those you love know how much you do love them.
Is all.
Angel Hugs x
We have my Nephews on Thursday he was murdered at a house party. Along with his mate. Both 17 years of age. "other 2 lads survived the masked attack.
All 5 who arrived at party arreasted. Hopefully they will plead guilty at court in New Year. As crown court is due on his 18th Birthday.:mad:1 -
Hugs Beanie xx
That's horrific Tunathe cat. So sorry for your loss I hope they do plead guilty and get what they deserve x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”1 -
tunathe_cat wrote: »Angel Hugs x
We have my Nephews on Thursday he was murdered at a house party. Along with his mate. Both 17 years of age. "other 2 lads survived the masked attack.
All 5 who arrived at party arreasted. Hopefully they will plead guilty at court in New Year. As crown court is due on his 18th Birthday.:mad:
That is just beyond words.
Thoughts are with you all.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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