Which PPI reclaims company

-taff

addedvaluebob wrote: »

So you must be suggesting that no company complies with this rule from the MoJ.
blah blah blah.

I don't think I suggested anything. I flat out said there are no good claims companies.
Surey that is hard to misinterpret?

addedvaluebob

-taff wrote: »

I don't think I suggested anything. I flat out said there are no good claims companies.
Surey that is hard to misinterpret?

I see we have descended to slagging off again.

-taff

Really?

You are the person who tried to alter what I had said by deliberately misinterpreting it.
If you feel you have been slagged off by me pointing out that I did not say what you tried to make it seem I had, that is entirely your preogative.

magpiecottage

addedvaluebob wrote: »

As for your list, the only thing a CMC has to do is make them aware there is a fee free process and include it in the terms and conditions, but it is nice to know that you think every individual who has ever used a CMC is thick.

You seem to have failed to understand the word "unambiguously".

It has also been announced this week that the Legal Ombudsman is "working towards" a 28 January stat date. However, that is 2 years and 5 months after the original announcement and may, or may not actually happen.

So I will believe it when I see it - and then start complaining about all those calls unsolicited calls I receive.

addedvaluebob

-taff wrote: »

I don't think I suggested anything. I flat out said there are no good claims companies.
Surey that is hard to misinterpret?

I think the degeneration into blah, blah blah completely ignores the MoJ rules that applies to CMC's.

Companies must make it clear in their T & C's as a minimum that there is a free advice service. You don't like them, that is fine but unless you can justify the quote 'no good companies' it is still just one persons opinion

-taff

I never mentioned the MoJ or their rules
YOU did.

Which was a blatant attempt to misinterpret what I said. I don't need to justify anyting at all.

Is that still not clear?

addedvaluebob

-taff wrote: »

There are no good companies.
If there were, they would point out you can do it yourself for nothing.

The point is very simple. Your premise is that there are no good companies because none of them ever point out you can do it yourself.

This is not true because companies have to tell possible users they can do it themselves. Therefore your argument fails.

Nasqueron

Hiding it in the middle or at the end of terms and conditions knowing people will skim over is part of the complaint reason the claims firms use against banks in PPI claims ("you didn't know about it").

I am curious why you think there are "good" companies - all the firms do is get you to dig all the information out yourself and then post it off for you, then keep a huge chunk of the money. Are there any that, for a low fee, will come to your house, go through your paperwork and explain it all thus justifying at least some fee for work? Or is it in fact the reality that the CMCs simply take a huge chunk of refund simply for filling in a form and posting it off (which you could obviously do yourself?)

The MSE weekly email is clear enough that you should do it yourself:

Reclaim PPI for FREE
Claims handlers aren't more successful.
Free help & templates: Reclaim PPI

Follow the link:

You can reclaim £1,000s on PPI yourself, easily, for free. Don't hand 30% to a no-win, no-fee PPI claims handler. Everyone who's got or had a loan, credit or store card, catalogue, overdraft or car finance should check now if they were flogged these policies.

This is MSE not "hand your money over to someone for doing little to no work"

-taff

It would be interesting if you actually posted a list of companies you believed were good.

Me, I can't name one.

Please do see this as a challenge to back up your argument.


My premis stands. There are no good companies.

roonaldo

addedvaluebob wrote: »

Companies must make it clear in their T & C's as a minimum that there is a free advice service.

You mean in small print. I very much doubt any CMC has a sales practice of saying "You can complain free of charge sir or potentially pay us £2000" as they wouldn't get any business.

I fail to see how paying someone for a something that is free is a good thing.

Have you been stung by a CMC and trying to kid yourself it was actually worthwhile?