📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Card 'Purchases'

Hi all,

Could anyone help please?

Obviously i know what purchases are but I'm hoping to pay 'some' of my monthly bills off on a new credit card

Does anyone know if housing rent would fall into the purchase catagory? Struggling to think of any high value bills to put on the card?

Thanks in advance

Comments

  • I hope that if you're putting high value purchases on it, that it's 0% and that you'll be saving the money up to pay it off before the end of the 0% period.

    I'd be surprised if your landlord will accept credit card payments. Most things can be paid off by credit card if it's with a big company, i.e. telecoms etc. It *may* go through as a cash transaction though, since you'd be paying off finance with finance.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cash transactions are pretty clearly defined in the T&C. Typically it's ATMs, gambling, bureau de change. If a bill can be paid by a CC it's purchase, but many bills can't.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.