Hire purchase contract void?

yoshiyella

Have you contacted the DVLA over it's ownership? When you did the check did it come up with any car details?

nelly12

This regularly occurs and you would be wasting your money going for legal advice. As long as the Date of registration and Chassis number are correct on your agreement then the contract is valid! Also the fact you have honoured the contact for 2 years! No escape. I Work in Motor Finance unlike most posters.

thebritishbloke

You'll be wasting your time and money going for legal advice. The finance doc probably has the VIN number of your car on it, meaning the contract is still completely valid because you're paying for that car and you're using that car.

Just contact the garage and ask them politely about the error, they'll probably rectify the issue.

Qwerty2010

nelly12 wrote: »

This regularly occurs and you would be wasting your money going for legal advice. As long as the Date of registration and Chassis number are correct on your agreement then the contract is valid! Also the fact you have honoured the contact for 2 years! No escape. I Work in Motor Finance unlike most posters.

Hello thanks for the reply its not the car itself that is in question it the matter of the private as obviously that would if had value in its own right. If a £1000 car had a £20000 number plate on it and you bought it for £21000 then surely the number plate itself effects the whole contract even if all other details of the car are correct?

Gaz83

Qwerty2010 wrote: »

Hello thanks for the reply its not the car itself that is in question it the matter of the private as obviously that would if had value in its own right. If a £1000 car had a £20000 number plate on it and you bought it for £21000 then surely the number plate itself effects the whole contract even if all other details of the car are correct?

Did the price you pay reflect the value that you expected the car to have, including its registration number?

Bantex_2

Qwerty2010 wrote: »

Hello thanks for the reply its not the car itself that is in question it the matter of the private as obviously that would if had value in its own right. If a £1000 car had a £20000 number plate on it and you bought it for £21000 then surely the number plate itself effects the whole contract even if all other details of the car are correct?

In that case I would have thought someone would have noticed in less than 2 years.

What are you hoping to achieve?

meer53

How can it take 2 years to realise the wrong number plate is on your car ?

thebritishbloke

meer53 wrote: »

How can it take 2 years to realise the wrong number plate is on your car ?

I wonder if OP was insuring the incorrect numberplate all this time too.

TadleyBaggie

No reg number is worth 20K, you might get some mug to pay that but that is not the same thing.

SeanG79

A private registration can be removed and sold on at any time. The finance company will only have financed the car and not the number plate.

You could ask the supplying dealer for the number plate, but unless you had some sort of confirmation that the number plate was being sold with the car, they will say that it was agreed at sale that the plate would be removed and that it's taken you 2 years to realise, I doubt you will have any grounds to argue (unless you have written confirmation).