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Santander 123 - How long for a decision?

Hi

I applied for a Santander 123 credit card 8 days ago, but still haven't heard anything. Already have a 123 current account and a Zero credit card.

Any idea how long these things normally take?

Ally

Comments

  • Contact Santander.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • Very helpful. Not really in a hurry though, just wanted to draw on the experience of others.
  • BlondBoy
    BlondBoy Posts: 186 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Took a little over 2 weeks for them to come back to me.
  • BlondBoy wrote: »
    Took a little over 2 weeks for them to come back to me.

    Did you get a card or a rejection?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can't answer your "how long" question (when I got mine it was a guaranteed acceptance offer), but just so you're aware, you can shift some of your limit over from the Zero card if your application is successful.

    I did just that, so I could maximise the 0% on purchases offer on the 1-2-3 card. After all, I didn't need a near £10K limit on a card I only used 4 times a year on holiday!
  • BlondBoy
    BlondBoy Posts: 186 Forumite
    Part of the Furniture 100 Posts Name Dropper
    SuperAllyB wrote: »
    Did you get a card or a rejection?

    Card. That arrived about 3 weeks after the application.

    HTH.
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