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Mining subsidence claim within 50m of property

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Comments

  • EnigmaPart1
    EnigmaPart1 Posts: 235 Forumite
    edited 2 November 2014 at 5:06PM
    kingstreet wrote: »
    As someone who has worked extensively in the mortgage/property sector in Stoke On Trent and surrounds, any mining activity in proximity to a home to be mortgaged should be closely investigated from the point of view of impact on value, future saleability and insurability.

    If it all comes back clear, no problem.

    I've seen problem cases where there has been a mineshaft, adit or entry on the property, or within 5 metres and usually anything further away isn't considered too serious.

    There are many houses in the north notts area built directly on the old Pit yards themselves with the shafts which are capped and are originally 700m deep

    Bought an old terrace house where you could put a marble and it would roll from end to the other because of the "tilt". However the movement has long since stopped as the tunnels have long since collapsed. Most of the movement occurs during the mining process itself as the areas which are mined are allowed to collapse.

    You can see this in many former mining areas through the creation of "flashes" where the ground in an area has sunk to create shallow water filled areas.
  • kingstreet
    kingstreet Posts: 39,237 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There are houses built on the site of Hem Heath Colliery in Trentham. I consider myself lucky I wasn't involved there as I escaped to the south of the county in 1997, before they were built.

    http://myweb.tiscali.co.uk/coalface/collieries/hemheath.htm
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • The same in Mansfield, one house has the shaft (800m) right its in garden!
  • It's really interesting to be honest - I've learned a lot about old coal mines this weekend!
    I've phoned the insurance company who gave us an online quote and they told me they wouldn't have even given a quote if they considered the address to be a problem so I know we're ok there.
  • caprikid1
    caprikid1 Posts: 2,423 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Where are you based ??

    I had a similar report in Bristol years ago.
  • In Sheffield caprikid1. Someone's told me today that most of the house in Rotherham are built over old mines. I don't know how true it is but its an interesting thought!
  • In Sheffield caprikid1. Someone's told me today that most of the house in Rotherham are built over old mines. I don't know how true it is but its an interesting thought!

    Very true

    In south yorkshire and north Notts there were many many mines. Most of them had their own pit village and mines had tunnels which in some places would run for miles

    You wouldnt know it these days
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