Finally getting rid of the debts!!

October_Starter

Sounds like a great start to me! Well Done and keep at it!

October xx

Littke1devil

Well today hubby and I sat down and worked out all finances including what childcare cost we will need come June with 2 children to pay for!

We have given ourselves a challenge of paying off santander by august and then also trying to settle the lower 2 creditors by august also. All this alongside trying to pay of a huge chunk of the holiday.

I'm sure we can do it we just need to be so careful with money which is not that easy with Xmas coming up and large families! My family are rather easily please so may be home making gifts for them
THis year!

Also make another 10.00 today selling items

Littke1devil

Well it's been a while since I have been on here. Lots of spends unfortunately with birthdays and a few naughty takeaways but back on track now. Just found out that baby number 2 is a boy so we have the dilemma of what to do with the hoards of baby girl clothes in the attic!

We would both love a number 3 but financially that won't be for 3-4 years. Very tempted to sell majority of clothes to fund purchasing of boy clothes and then if/when we get to no 3 ( and be debt free) re buy what we need then. what does everyone think? X

It's only the clothes as everything else was brought neutral! X

October_Starter

Selling the baby clothes you have would be a good idea. You could keep a few nicer bits and pieces for memories/another child. If you sell the items on e b of a, you could then use the sales money you get in your ppal account to buy new baby stuff from e b of a.. therefore helping you to stay in budget?

Keep going, you are doing well!

October xx

Littke1devil

Hi October

Thank you for your reply

I think that's what we are going up do. I just need to be a little ruthless as I know I'll want to keep it all! going to get hubby to get bits down from loft maybe next weekend or week after and spend weekend sorting the bits out. I think ill list on fb first as then I don't have to deal with postage then I'll sell what doesn't sell on eBay.c

Littke1devil

Ok

We'll today consisted of sorting out daughters 0-9 month clothes . I have listed 6-9 month items on Facebook and will hopefully sell some of them before listing other ages.

Littke1devil

We'll so far have made 40 from selling daughter bits and due to make another 25 this weekend if all is collected managed to eat at work lots so have saved quite a bit in food that way so going well

Littke1devil

We'll total money made from selling daughters clothes is up to 134. and have managed to pick up some beautiful outfits off baby in ebay some for 99p each new with tags and free postage which is a bargain!
Pay day on Tuesday so will update with payments owed

October_Starter

Doing well! I hope you have a lovely Christmas!

October xx

Littke1devil

Hellooo hope everyone had a lovely christmas.

I have been busy busy busy worrying out new baby's room and de cluttering

I managed to sell lots of items just before Xmas and with Xmas money have 600 pound in our ' penny' pot - need to get down the bank and pop this in

Also managed to get a furniture set for baby's room for 150 and a mattress cheap in the mamas and papas sale.



I did hot the sales and brought about 70 worry if bits for daughter and new baby but don't think we now need anything else till he arrives

Managed to take advantage of ebay free listing and have listed 37 items it's free listing till the 6th so hoping to list more and see what happens.

Payed another 250 off Santander and another payment off each of the other debts so on the right track. Still have not paid any of holiday yet though