Small claim amounts?

trapper_2

I have just been flicking through my bank statements and I have been hit twice for accidentally overdrawing my spending account. Once for £25 and once for £50. In both cases I transferred money from my savings the following day to get it back into the black.

Now £75 isn’t a lot of money but it does feel like I got shafted a bit here. Is it worth trying to recover this or am I just going to aggravate my bank for an insignificant sum?

angelwillow

They wouldn't think twice about asking you for it would they? I'd give it a go,the amount in these cases isn't the point - it's the amount they charge you that's the concern.

Beate

If this is your first "offence", you might just get them to refund you the money as a goodwill gesture by phoning them up and asking nicely. It's worth a try.

trapper_2

They wouldn't think twice about asking you for it would they? I'd give it a go,the amount in these cases isn't the point - it's the amount they charge you that's the concern

Trust me, I do see this as a matter of principle, just unsure if I want to risk becoming a Marta for a measly £70.

<O:p</O:pI have had no other problems with HSBC, staff always friendly and helpful etc and I have £5000 ISA plus another £1000 in savings with them not to mention a handful of automatic bill payments that I don’t want to mess up. It would be really really annoying if they decided to close all my accounts as ‘punishment’.
<O:p</O:p
Might start with the friendly phone call and see what they say…

angelwillow

Good point and as you say a phone call won't hurt,def worth a try before deciding if you want to take it further.