Cancelled contract within 14d, now apparently in breach.

Captaincodpiece

jimmybob86 wrote: »

I was doing the math with my partner. I thought I was getting a good deal. But you are right, I should have said no and thought it through.

What have you bought/signed up for?

jimmybob86

Captaincodpiece wrote: »

What have you bought/signed up for?

It was Block Paving. Complete work of my driveway. Removal of old concrete/flags included.

Captaincodpiece

jimmybob86 wrote: »

It was Block Paving. Complete work of my driveway. Removal of old concrete/flags included.

:wall: I can see why you want to cancel. The fact they employ salesmen is the first reason I wouldn't have signed.

WestonDave

Probably being thick, but if you wanted your drive paving, had a price in mind and they quoted near enough to that, but its the expensive finance which is the problem, why not just get the work done as "contracted" and pay them - you've already cancelled the finance so why can't it just be a "cash" job?

jimmybob86

I have had no issues in the past with sales from businesses. My home is still under improvement and to this day i've had only this issue. Everything else was smooth and so I have never experienced a problem like this.

I will talk to them on Monday, see if I can negotiate something. From what I can gather, I am responsible to carry out the contract one way or another.

jimmybob86

WestonDave wrote: »

Probably being thick, but if you wanted your drive paving, had a price in mind and they quoted near enough to that, but its the expensive finance which is the problem, why not just get the work done as "contracted" and pay them - you've already cancelled the finance so why can't it just be a "cash" job?

This is an option! However, I told the salesman that I could not afford it completely until April/May.

It would mean that I still stuck to carry out this contract within reasonable amount of time... because they want the money... Money that I don't have right now.

wealdroam

jimmybob86 wrote: »

From what I can gather, I am responsible to carry out the contract one way or another.

Well I certainly didn't intend to give that impression.

You appear to have cancelled the contract in the prescribed manner.

However, you also appear to have upset the seller in the process.

Although no business of mine, I do think a ten year mortgage on your driveway needs careful thought.

WestonDave

I'd be very surprised if the contract for instal contains a "delivery" date - mostly because they wouldn't want to commit themselves. If it isn't there you can use that to your advantage and say that you are happy to continue with the contract as signed but as it has no agreed delivery date, you need to remind them that you will be unable to pay for the work until next May and its up to them to choose accordingly when they start work!

jimmybob86

wealdroam, You haven't given that impression.

It just appears to me, after reading some of the input that I could potentially have lead myself into a none reversible contract with a catch I was oblivious to.

There was no intention to upset the business. From what I was told by the "salesman", I could cancel contract within 14 days if I wanted to. I can't afford it right now and if it means pleasing them, I will drive myself into heavy debt.

I just wanted to know if there is a way to speak to the business with some well prepared advice. I had no idea I was in any breach.

jimmybob86

WestonDave wrote: »

I'd be very surprised if the contract for instal contains a "delivery" date - mostly because they wouldn't want to commit themselves. If it isn't there you can use that to your advantage and say that you are happy to continue with the contract as signed but as it has no agreed delivery date, you need to remind them that you will be unable to pay for the work until next May and its up to them to choose accordingly when they start work!

The installation date is shown as "ASAP". But he said that this is standard because they need to do a finance check, and send a surveyor because any work can't be carried out until all the reports came back that I was able to take out finance and that the surveyor found nothing further that could affect the work/quote. A surveyor did call me about the 14/15th October IRC to arrange a visit but he said he would call me back a week later to confirm day and time visit.

I assumed this was standard procedure.