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pending payment not taken

Hi

I made a payment on my debit card for a purchase, it was showing as pending but now it has gone and my account balance has increased. Not heard if my purchase has been cancelled. There was sufficent funds. Anybody any idea on what has happened and why?

Comments

  • The retailer have been slow in claiming their payment.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • They have up to 6 months to take the payment without any notice. Beyond that they can the payment but should notify you first.
  • dr_adidas01
    dr_adidas01 Posts: 2,158 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    They have up to 6 months to take the payment without any notice. Beyond that they can the payment but should notify you first.

    They have up to 6 years to claim the payment, the authorisation you gave when you paid via your debit card is valid for 6 months.

    After this time the retailer will seek authorisation again and may or may not notify you about this.
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
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