How do PPI chasers know you have had PPI?

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I've looked at my Credit Report and I can't see any evidence and I certainly can't remember ever having had PPI.

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  • dunstonh
    dunstonh Posts: 116,548 Forumite
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    How do PPI chasers know you have had PPI?

    They dont. There is no database and the info is not in the public domain. They lie.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
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    Same as accident claims, new boilers and kitchens etc - they just pester everyone with a phone hoping that somebody bites.
  • Enterprise_1701C
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    They don't, they just need to sound believable enough to keep you on the phone.
    What is this life if, full of care, we have no time to stand and stare
  • Insider101
    Insider101 Posts: 1,062 Forumite
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    NevMeg wrote: »
    I've looked at my Credit Report and I can't see any evidence and I certainly can't remember ever having had PPI.

    As the saying goes: "even a stopped clock..."

    If my any chance they do have your info then they have probably bought it from a company that has stolen it illegally.
  • lovinituk
    lovinituk Posts: 5,711 Forumite
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    It's carpet bombing rather than a surgical strike!
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    NevMeg wrote: »
    How do PPI chasers know you have had PPI?
    They don't.
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