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How do PPI chasers know you have had PPI?

NevMeg
NevMeg Posts: 7 Forumite
in Reclaim PPI & other insurance
I've looked at my Credit Report and I can't see any evidence and I certainly can't remember ever having had PPI.

Comments

  • dunstonh
    dunstonh Posts: 120,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How do PPI chasers know you have had PPI?

    They dont. There is no database and the info is not in the public domain. They lie.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    Same as accident claims, new boilers and kitchens etc - they just pester everyone with a phone hoping that somebody bites.
  • Enterprise_1701C
    Enterprise_1701C Posts: 23,415 Forumite
    Part of the Furniture 10,000 Posts Photogenic Mortgage-free Glee!
    They don't, they just need to sound believable enough to keep you on the phone.
    What is this life if, full of care, we have no time to stand and stare
  • Insider101
    Insider101 Posts: 1,062 Forumite
    NevMeg wrote: »
    I've looked at my Credit Report and I can't see any evidence and I certainly can't remember ever having had PPI.

    As the saying goes: "even a stopped clock..."

    If my any chance they do have your info then they have probably bought it from a company that has stolen it illegally.
  • lovinituk
    lovinituk Posts: 5,711 Forumite
    1,000 Posts Combo Breaker
    It's carpet bombing rather than a surgical strike!
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    NevMeg wrote: »
    How do PPI chasers know you have had PPI?
    They don't.
This discussion has been closed.
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