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Buchanan Clark & Wells hassling parents

My mum has received several letters from Buchanan Clark & Wells about a debt which they say refers to my husband, and that they got his address from a credit file search. He has never lived at that address but he does get some mail directed there, as we now live overseas. They say it's for an EON debt of 15 pounds, but he's never had an account with EON and we left the country 4 years ago, so I've no idea why they've all of a sudden decided he owes them money. My question is, what do I do? Just get my Mum to send the letters back saying "not known at this address" or should she contact them or should my husband contact them?

Comments

  • nars wrote: »
    Just get my Mum to send the letters back saying "not at this address"

    Yes ......
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi nars

    Sounds as if it could well be a case of mistaken identity - if your husband has a vaguely common name, these letters may simply be the result of some unsophisticated and flawed detective work by BCW.

    Chances are that BCW themselves have only recently bought this "debt" from someone else, hence the sudden spate of letters. You can of course return them to sender, but speaking from experience your mum can expect further similar letters addressed to him until the matter is resolved one way or another.

    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • E.ON_Company_Representative
    E.ON_Company_Representative Posts: 806 Organisation Representative
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Hi nars,

    This sounds a bit strange, has your husband lived in a property that Eon supplied at any point?

    I’d suggest your husband gives us a call so we can see what’s gone off here.

    I just need to let you know, if we don’t hear from your husband we’ll continue to send letters, because we wouldn’t know not to.

    I hope this helps:)

    Amy
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • rizla_king
    rizla_king Posts: 2,895 Forumite
    Hi nars,

    This sounds a bit strange

    No it doesn't.

    BC&W are notorious for chasing people who having nothing to do with a debt due to their crap tracing and methods. Its not conceivable that Eon are ignorant of the incompetence of the people you pass these debts to, so please dont pretend to come over all surprised.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • fatbelly
    fatbelly Posts: 23,345 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    rizla_king wrote: »
    No it doesn't.

    BC&W are notorious for chasing people who having nothing to do with a debt due to their crap tracing and methods. Its not conceivable that Eon are ignorant of the incompetence of the people you pass these debts to, so please dont pretend to come over all surprised.

    Tut Tut Rizla

    You're so negative about these wonderful people.

    Just how wonderful they are can be judged from this thread about them with over 130 posts:

    https://forums.moneysavingexpert.com/discussion/540003
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    I'd get your husband to check his credit report as well as it may well start appearing on there. At which point he will have to write to everyone and ask them to correct it and point out it is not his debt.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • if we don’t hear from your husband we’ll continue to send letters, because we wouldn’t know not to.

    You wouldn't know, not to continue sending letters, to an address that has informed you, the addressee is "NOT AT THIS ADDRESS" :huh:
  • sourcrates
    sourcrates Posts: 32,077 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    £15 ? my, my, are they getting short of work ?


    Do you think they would settle for £10 ?:D


    How many debts of less than say £50 get put through the debt collection process every year, isn't it time a little common sense was used, the cost of recovery must far out way the eventual, if any, recovery of these sums.


    Sometimes companies will write off Hugh debts, for the most simplistic reasons, other times they pull out all the stops for £15.


    Doesn't make any sense to me, at all.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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