bailiff payment, fees etc

RuthnJasper

Is there anything to be gained by just letting them take the TV? I haven't had one since 2008 - you can watch catch-up TV on the internet. Or get another, second-hand one off Freecycle, maybe?

I don't miss it at all.

Good luck, anyway. x

sourcrates

I think Dennis makes a sensible point here.


Offer them half now, half in a months time, do not be bullied into paying the full amount today.
Despite what Bob says, I couldn't manage a week on 20 quid, never mind a month.
The bailiff is out for all he can get, in cash, taking goods is a last resort measure, which they don't really want to be bothered with.


Do as advised above and stick to your guns, they will accept it in the end.

girlycara

just phoned the bailiff and he point blank refused any kind of installments. i said can i clairfy that despite having a young child and not being able to afford it you are demanding it all now and he said yes, so i had to pay up there and then. am disgusted that he showed no compassion but what can i do?

i have some things listed for sale but obviously there i sno gaurantee they will go, i have no significant assets that i can cut out. the money for the month is for food and general household things, lucily no gas/electricity due this month as quarterly.

was furious about paying the £235 fee to them for putting the letter through my door, not happy at all

[Deleted User]

RuthnJasper wrote: »

Is there anything to be gained by just letting them take the TV?

Giving them the TV won't extinguish the fine (nor do I expect the TV will be worth £703 at auction) but, for the future, stopping watching live TV (you don't actually have to get rid of the TV), and not cooperating with TVL callers, will save the OP £145-50 per year.

girlycara

Believe me, will never answer the door to them again!

[Deleted User]

sourcrates wrote: »

Despite what Bob says, I couldn't manage a week on 20 quid, never mind a month.

The OP did say £20 was after all bills had been paid.

With a decent amount of food already in (which is the situation, as confirmed by the OP), getting by on £20 will be tight, but doable.

patman99

Having been watchiong 'Can't pay...' on TV, it appears the bailiffs cannot take certain things from the house.
For instance, if there is only one TV they cannot take it as it would be against the rules.

fatbelly

patman99 wrote: »

Having been watchiong 'Can't pay...' on TV, it appears the bailiffs cannot take certain things from the house.
For instance, if there is only one TV they cannot take it as it would be against the rules.

Shows you can't learn bailiff law from these stupid tv programmes.

Exempt goods are

•items or equipment such as tools, books and computer equipment that are necessary for your work, study or education, up to a total value of £1350, unless your debt is for unpaid business rates, in which case items you use for work are not protected
•household equipment that can serve your "basic domestic needs"*
•anything that belongs to a child, such as toys
•anything that you are paying for on hire purchase or a conditional sale agreement
•assistance dogs, sheep dogs, guard dogs or domestic pets
•food
•any animals, food or hazardous materials that are on the public highway and would cause a risk to other people if moved
•any vehicle displaying a valid disabled person's blue badge because it is used for the transport of a disabled person
•a vehicle which is used for police, fire or ambulance work
•a vehicle displaying a British Medical Association or other health emergency badge because it is being used for health emergency purposes
•any goods that are also your home, such as a houseboat, static caravan, campervan or tent.

*The following items would probably be considered essential for "basic domestic needs":

•a cooker or microwave
•a refrigerator
•a washing machine
•a dining table to seat you and everyone else who lives in your home
•beds and bedding for you and everyone else who lives in your home
•clothing for you and everyone in your home
•a landline telephone, or a mobile, or an internet phone if there is no landline at your home
•any equipment that you need for medical purposes, safety or security
•equipment that provides lighting and heating facilities
•anything that is needed to care for a child under 18
•anything that is needed to care for a disabled person or older person.

The following items would probably not be considered essential for "basic domestic needs":
•a television, DVD player or blu-ray player
•a stereo or music player
•a computer that isn't used for work or study
•designer clothing, if you have enough other clothing available
•non-essential kitchen equipment such as a mixer or food processor.

In practice, in real life, bailiffs hardly ever remove anything.

girlycara

not sure if this is significant or not.............


the bailiff sent me a couple of text reminders before I paid which was fine, once paid I text him asking to confirm payment had gone through and he replied saying it had. I then sent him another text saying please can I clarify what the £235 fee was, as you didtn actually enter my property to take a list of what I owned etc as I wasn't here to let you in. he hasn't replied to that text. is it because hes thining I don't wanna get into a text debate with the stupid woman, or is it because he has realised he is n the wrong etc? I know im clutching at straws here, but I cant be blamed for trying!

im going to right to the court and the bailiff company reiterating that despite me making it clear I ahd a 2 year old and it would leave me with less than £20 for the month the bailiff refused to let me pay in instalments, even over 2 months, might not achieve anything but got to try it

girlycara

also, the fine was in my partners name, not mine, and at no point did my partner give any verbal or written consent to talk to me, yet the bailiff only dealt with me, is there a data protection issue here or can bailiffs do whatever they like to get the money?