Santander 3%

stillucan

I've heard a couple can open 4 accounts with Santander 1-2-3 accounts. Apparently we can each open a joint account and a personal account. Can anyone confirm this, thanks.

AlwaysLearnin

Confirmation of the limits are on their website (bottom of 'Full details' tab):

http://www.santander.co.uk/uk/current-accounts/123-current-account

Zanderman

AlwaysLearnin wrote: »

Confirmation of the limits are on their website (bottom of 'Full details' tab):

http://www.santander.co.uk/uk/current-accounts/123-current-account

Where it says (easy to find, but also easy to actually quote!)...

You may only hold a maximum of two 1|2|3 Current Accounts, one in your own name and one in joint names.

You can interpret that as a max of 3 or 4 between two people, depending on how you read it

grumbler

I can only interpret that as max 3...

HappyMJ

Who says the partner has to be on the joint account? It could be someone else such as a parent/sibling/child...then 2 people could have 4 accounts.

agrinnall

HappyMJ wrote: »

Who says the partner has to be on the joint account? It could be someone else such as a parent/sibling/child...then 2 people could have 4 accounts.

Yes, although of course that would mean in total there would be at least 3, and possibly 4, people involved in those 4 accounts. By default the interest earned would be shared between those people, so the original two don't earn as much as they would have been able to had they opened an individual account each and two joint accounts with each other (although I'd agree with grumbler that it doesn't look like that's possible).

grumbler

If it's "someone else" than it's 3 people and max 4 accounts between them.