Council house wanting new partner to move in ? He rents a house out. Advice please.

funkybecky71

Hello i am a single part time working mum and have met a guy we have been dating a while and looking at the next steps. I live in a 3 bed council house which is my children's family home and have no wish to move. He lives at home with his mum and rents his own 2 bedroom out after a breakup. If he was to move in is that OK as he has a house he rents out that is his? And if he does move in and a few year's down it's going well and we want to buy. Is that a option to again as he has a house already that he rents out? Just this is mine and my children home to which i have paid rent on over 15 years so is very precious to us. Thank you.

theartfullodger

Hope your new partner works out & you are all happy...

What sort of council tenancy have you got?? (There are different sorts..)

What does the tenancy agreement say about other people living with you??

What benefits are you receiving? Same, eg HB, will certainly be affected by additional income. Check what your benefit entitlement will be both now & with new partner here....
https://www.gov.uk/benefits-calculators

BitterAndTwisted

I can't see that him owning a property is a barrier to the two of you living together, as presumably the tenancy is in your name only and will continue to be.

When you talk of of wanting to buy later are you thinking of giving up your council tenancy and buying together or perhaps you exercising your RTB?

The main effect of having a partner moving in with you is the effect it will have your entitlement to any benefits you might be claiming now bar child benefit as I assume you must be claiming some if you are currently only working part-time. It's a very big step having a partner move in with you when you have dependent children as circumstances will require him to make a contribution to the family finances for supporting children which are not his.

funkybecky71

I have a secure tenancy. I don't claim housing benefit as i work so have to pay full rent but i do get single person discount on council tax at the moment. It is not money i am worried about i earn good part time and he earns OK to. It is if he is aloud to move in as he owns a house he rent's out. And thank you.

funkybecky71

And yes will i still be able to have my RTB as it is what i have been working towards anyway.

BitterAndTwisted

Him owning a property whether he presently lives in it or rents it out, will not be a barrier to him moving in with you. You don't even need to tell anyone except for the Council Tax section to rescend your 25% single-person discount

carefullycautious

Why don't you ring the local authority and ask them? I cannot see there would be a problem as you are not committing any crime.

If you were trying to get a council house knowing that your boyfriend owned a property and was planning on moving in then that is a different kettle of fish.

Mojisola

funkybecky71 wrote: »

I live in a 3 bed council house which is my children's family home and have no wish to move.

And if he does move in and a few year's down it's going well and we want to buy.

If he moves in and you eventually jointly buy the house without getting married, your home will be at risk if the relationship breaks up.

He will walk away with his own rented-out property and half the value of your home.

I hope all goes well with the relationship but look after your home for the future.

Cheeky_Monkey

Surely he can't buy it at all as he is not named on the tenancy agreement so only the OP herself can buy it.

Whether she would be able to secure a big enough mortgage on her earnings alone is a different matter.

Pixie5740

Cheeky_Monkey wrote: »

Surely he can't buy it at all as he is not named on the tenancy agreement so only the OP herself can buy it.

Potentially they could buy the property jointly under the RTB scheme. If he is added to the tenancy he would become eligible. Also, up to 3 family members (if they get married he could count as family) who have lived with the tenant for the past 12 months (even if they're not named on the tenancy) can also go on the application for RTB.

Cautious_Optimist

Cheeky_Monkey wrote: »

Surely he can't buy it at all as he is not named on the tenancy agreement so only the OP herself can buy it.
.

They would have a RTB cohabiting together after boyfriend has lived in the house for one year.
OR
An absolute RTB as a married couple the day after they get married (no previous living in by boyfriend required).

Potentially a very good move...