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help deposit locked away till january
                
                    andyuk21us                
                
                    Posts: 26 Forumite
         
            
         
         
            
         
         
            
                         
            
                        
            
         
         
            
                    hello I have found a flat  for sale its on the market for 95k  my bank will only give me a 60k mortgage but I only  have 30k,
18k in my bank 12k my mum is lending me
plus I have 29k lock in a firstsave bond account locked away to January is ther any way around this problem
                18k in my bank 12k my mum is lending me
plus I have 29k lock in a firstsave bond account locked away to January is ther any way around this problem
0        
            Comments
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            * offer to buy for 90K
* get a bridging loan
* ask seller to wait till Jan for Completion (actuall, this is pretty likely now anyway)0 - 
            Your mum will have to sign a form saying it's not a loan but a gift.Changing the world, one sarcastic comment at a time.0
 
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