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Time barred Items on Credit File
igbira
Posts: 5 Forumite
in Credit cards
I have a time barred item on my credit report
the default is dated June 3rd 2001, Shouldn't this have rolled off?
Why is it still there?
More annoying it is incorrect and so does not show on Experian or Equifax
just Call Credit (bank fixed that few years ago)
I am applying for a job, the bank will do a check so will the FSA
What is the quickest way to remove it. They are going to run the check in about a weeks time. I know the bank will take ages to fix this, It took them long enough to fix the other 2, 5 years ago. I missed the call credit entry.
What do I do? If I pay it off, can the Bank / FSA still see it after 6 years?
The amount is only 500, so I would rather get the job and pay the money
Even though it is an incorrect charge, I can always get the bank to refund me later. If I wait the time it will take the bank and Call credit to fix I will lose the job.
What should I do?
the default is dated June 3rd 2001, Shouldn't this have rolled off?
Why is it still there?
More annoying it is incorrect and so does not show on Experian or Equifax
just Call Credit (bank fixed that few years ago)
I am applying for a job, the bank will do a check so will the FSA
What is the quickest way to remove it. They are going to run the check in about a weeks time. I know the bank will take ages to fix this, It took them long enough to fix the other 2, 5 years ago. I missed the call credit entry.
What do I do? If I pay it off, can the Bank / FSA still see it after 6 years?
The amount is only 500, so I would rather get the job and pay the money
Even though it is an incorrect charge, I can always get the bank to refund me later. If I wait the time it will take the bank and Call credit to fix I will lose the job.
What should I do?
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