Notice of correction (Electoral Roll)

Krisko

Hi,

When I called Experian earlier today to cancel my subscription the customer service agent told me that I should add a "Notice of correction" to my report, explaining why I'm not on the electoral roll (foreign citizen).

I tried to gather some information about this, and I found some forum threads telling that some lenders might automatically reject you and just presume the NOC is something negative.

Should I not be on the electoral roll with or without an explanation?

Thanks

chanz4

both are as bad

grumbler

I believe that notices of correction are pretty much useless (or even bad) as the computers that rule everywhere nowadays can't understand them.
So, typically the notice can

• be ignored (neutral);
• cause rejection because it's some unknown obstacle (bad);
• cause human intervention (good, but unlikely).

And in fact it doesn't matter why you aren't on the role. You either are or aren't. This is just some extra way of verifying your ID, nothing more. So, I think, in this case the notice cannot improve anything regardless of what Experian experts say. It's just common sense really.

How foreign is 'foreign'? Any chance it's EU?

Krisko

Thank you, I won't make a NOC then. "Unfortunately" I'm not a EU citizen.

thebritishbloke

As a note to what Grumbler said, under data protection law, you can insist that your application is reviewed by a human being if it's rejected by the computer. So you could have a NOC and even if it automatically rejects you, you can get a human to look at it, but at the same time the company could have a policy to reject anyone with a NOC.

Swings and roundabouts.