Being on the Electoral Role reduced my credit score?

niblettr

Hummm, I just checked the electroral roll address on my noodle account and Equifax and they are different. How can that be?

meer53

niblettr wrote: »

Hummm, I just checked the electroral roll address on my noodle account and Equifax and they are different. How can that be?

Because Noddle and Equifax have input them wrong ? They are different companies, you do realise that ?

I somehow get the feeling you aren't really sure about how credit reference agencies work ?

niblettr

Of course I know they are different companies, and I'm not an expert when it comes credit file. The WHOLE point why I'm here in the first place.

niblettr

Linked addresses now removed and every where where it states my current address now matches the Electoral Role address.

Credit score is now double what it was (still pretty poor for the time being)

Surprised at how quick that was all fixed. Now to tell the other Credit Reference agencies.

Lungboy

niblettr wrote: »

Credit score is now double what it was (still pretty poor for the time being)

And still just as meaningless

LplateSaver

Lungboy wrote: »

And still just as meaningless

No it's not. Without the decrease in credit score she would not have known anything was wrong and that she had different variations of an address connected to her. The fact that is is still low hints that there are other problems, so while the number doesn't matter in gaining credit it's not meaningless.