Joint account for Bill paying only

hunter831

Hello
I want to set up a new account with my girlfriend to pay all household bills but keep our main accounts separate is there such an account out there?

HappyMJ

Plenty...just ask at your bank. If you don't want to link yourselves financially though you might just want to get a new account in one of your names. You can both contribute to it and have all the bills come out of it.

GingerFurball_2

hunter831 wrote: »

Hello
I want to set up a new account with my girlfriend to pay all household bills but keep our main accounts separate is there such an account out there?

Literally every account out there.

grumbler

hunter831 wrote: »

Hello
I want to set up a new account with my girlfriend to pay all household bills but keep our main accounts separate is there such an account out there?

Generally, you don't need a joint account for this.
Do you really want to link your credit histories together so that the worse one starts affecting the better? Braking the link can be much more difficult should you want this in the future.

pinkdalek

hunter831 wrote: »

Hello
I want to set up a new account with my girlfriend to pay all household bills but keep our main accounts separate is there such an account out there?

Any current account would match what you want, however shop around if this is what you are only using it for.

Halifax Reward account could work for you, >£750 pcm, 2 x dds, stay in credit = £5 per month.
Santander 123 account, £2 per month fee but you get cashback for paying certain bills via direct debits.
Some banks offer higher interest, these could work if you were keeping a "float" balance in there of a few grand.

True a joint account links you financially so consider this if one of you has a poor credit rating.

Sure this info will help you, unlike the sarcastic, typically useless ones :beer:

Archi_Bald

http://www.moneysavingexpert.com/banking/compare-best-bank-accounts

All current accounts can be held in joint names. Whether a joint account is a smart idea is an entirely different question. There are lots of "how can I get my name of a joint account" posts here, just search for them.

General considerations about joint accounts: https://www.moneyadviceservice.org.uk/en/articles/joint-accounts