Knocked off my bike

InsideInsurance

Captaincodpiece wrote: »

I'll give you that one, they tend not to delve too deep on matters like that.



Especially as you've already told them in great detail how you've taken his face out of the windscreen to keep him alive. 😉

Is that even in english?

A side impact at 10 mph is not going to require someones face to be taken out of the windscreen to keep them alive

Captaincodpiece

InsideInsurance wrote: »

Is that even in english?

A side impact at 10 mph is not going to require someones face to be taken out of the windscreen to keep them alive

Oh forgive me, I thought we were talking hypothetically about the money your industry wastes to duplicate a police statement.

Typicall £230 for every one they do. My who years policy wasted on the duplication of one statement.

InsideInsurance

Captaincodpiece wrote: »

Oh forgive me, I thought we were talking hypothetically about the money your industry wastes to duplicate a police statement.

Typicall £230 for every one they do. My who years policy wasted on the duplication of one statement.

It was £150 earlier? Talk about inflation

Secondly, you would only get a police statement in fairly specific circumstances. Insurers have the luxury of being very cold when it comes to claims handling as they're never personally involved in the matter. You dont pay £150 in investigation costs for a £200 claim. £150 to possibly avoid paying £50,000 in outlay could be worth while if you feel there is a reasonable chance of getting something that supports your case

Captaincodpiece

InsideInsurance wrote: »

It was £150 earlier? Talk about inflation

Secondly, you would only get a police statement in fairly specific circumstances. Insurers have the luxury of being very cold when it comes to claims handling as they're never personally involved in the matter. You dont pay £150 in investigation costs for a £200 claim. £150 to possibly avoid paying £50,000 in outlay could be worth while if you feel there is a reasonable chance of getting something that supports your case

You know how it work but I'll lay it out for those who don't.

£150 per statement is typical plus expenses.
They don't usually take a statement as such but drink tea with the officer and write on an A4 pad.

They pay for the appointment with the officer. Starting at about £80. That's where I get the £230 from.

He then disappears and no doubt some typist is employed on minimum wage to type up the statement which are posted to the officer to sign and post back.

The CPS, defence, a Judge at Crown Court and HM Coronor will accept a statement from an advanced collision investigator producing his report. But the insurance industry wasn't to spend more of your premiums duplicating it.

InsideInsurance

Captaincodpiece wrote: »

You know how it work but I'll lay it out for those who don't.

£150 per statement is typical plus expenses.
They don't usually take a statement as such but drink tea with the officer and write on an A4 pad.

They pay for the appointment with the officer. Starting at about £80. That's where I get the £230 from.

He then disappears and no doubt some typist is employed on minimum wage to type up the statement which are posted to the officer to sign and post back.

The CPS, defence, a Judge at Crown Court and HM Coronor will accept a statement from an advanced collision investigator producing his report. But the insurance industry wasn't to spend more of your premiums duplicating it.

Consistency please

An advanced collision investigator is not going to have been the first person at the scene of the accident who, in your words, pulls the claimants face from the windscreen to save their life.

As to the costs, I cant speak for other insurers but in my claims days we used our internal staff to take statements and so realistically you are talking a quarter of a day tops when you factor in the national coverage and the time taken to type up the report, no NMW typist for them.

In my time on here I have seen thousands of posts on how insurers roll over and settle TP claims too easily or wont fight their clients case hard enough. You are the first ever to say that they spend too much trying to defend their clients.

Strider590

I had a recent cross words with a woman who tried to run me off the road whilst overtaking, she was completely mental, using her children in the car as an excuse for her actions.

Children are no excuse for breaking the law, if a parent is capable of endangering their own children by driving dangerously, then they deserve all that's coming to them.... Simple as.

Captaincodpiece

InsideInsurance wrote: »

Consistency please

An advanced collision investigator is not going to have been the first person at the scene of the accident who, in your words, pulls the claimants face from the windscreen to save their life.

As to the costs, I cant speak for other insurers but in my claims days we used our internal staff to take statements and so realistically you are talking a quarter of a day tops when you factor in the national coverage and the time taken to type up the report, no NMW typist for them.

In my time on here I have seen thousands of posts on how insurers roll over and settle TP claims too easily or wont fight their clients case hard enough. You are the first ever to say that they spend too much trying to defend their clients.

Realism please!

Wouldn't a traffic vehicle be the first priority to dispatch to a serious collision?

It's a motoring forum so let's talk cars.

Both PC Plod In his diesel Astra and his colleague on traffic in his BMW 530 touring leave the station at the same time to travel 15 miles to a serious bump. Who might get there first?

The faster car with the trained office or slower car with plod and his donuts?


You know I'm right but are trying to discrete me because I'm new or you don't like me telling the truth about how your lot really operate.

InsideInsurance

PC Plod with his astra is probably not at the station in the first place but already out and about.

Secondly it would depend if you are talking RTA in the city centre where a pedestrian's been knocked down or one on a motorway. With the former probably the biker will get there before the Astra or 530 unless the Astra was already in the area

Finally, the 530 is going to have a traffic cop in it not an "advanced collision investigator". You dont send your forensic guys as first response.

Captaincodpiece

InsideInsurance wrote: »

PC Plod with his astra is probably not at the station in the first place but already out and about.

Secondly it would depend if you are talking RTA in the city centre where a pedestrian's been knocked down or one on a motorway. With the former probably the biker will get there before the Astra or 530 unless the Astra was already in the area

Finally, the 530 is going to have a traffic cop in it not an "advanced collision investigator". You dont send your forensic guys as first response.

More spin than Shane Warne.

Why would a traffic cop on a bike outside of London?

Your last come shows a basic lack of understanding. Why can't a traffic cop be trained in reconstruction of collision?

mjoneseyjones

Fair play to Insideinsurance for humouring Captaincodpiece this long.